Page 2 - ABM 2021 Benefit Guide MGT
P. 2
TABLE OF CONTENTS



Important Notice . . . . . . . . . . . . . . . . . . . . . .3 Short Term Disability . . . . . . . . . . . . . . . . .27

How To Enroll . . . . . . . . . . . . . . . . . . . . . . . . .4 Long Term Disability . . . . . . . . . . . . . . . . . .28
Eligibility . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6 Life and AD&D Insurance . . . . . . . . . . . . . .29

Life Events During the Year . . . . . . . . . . . . .8 Cigna Value Added Services . . . . . . . . . . .30

Medical Beneits . . . . . . . . . . . . . . . . . . . . .10 Voluntary Accidental Injury Insurance . . .31

Virtual Visits . . . . . . . . . . . . . . . . . . . . . . . . .16 Hospital Indemnity . . . . . . . . . . . . . . . . . . .31

Pharmacy Beneits . . . . . . . . . . . . . . . . . . .17 Critical Illness . . . . . . . . . . . . . . . . . . . . . . .32

Consumer Driven Health Plan (Silver) . . . .18 Identity Theft Protection . . . . . . . . . . . . . . .33

Health Savings Accounts . . . . . . . . . . . . . .19 Commuter Transit and Parking Beneits . .34

Dental Beneits . . . . . . . . . . . . . . . . . . . . . .23 ABM 401(k) Team Member Savings Plan . .35

Vision Beneits . . . . . . . . . . . . . . . . . . . . . . .24 Value Added Services . . . . . . . . . . . . . . . . .36

Healthcare Flexible Spending Continuing Your Beneits . . . . . . . . . . . . . .38
Account (FSA) . . . . . . . . . . . . . . . . . . . . . . .25
Contact Information . . . . . . . . . . . . . . . . . .38










































2 2021 Benefits Enrollment
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