Page 5 - 2018 CareHere Enrollment
P. 5
CareHere
Medical Medical coverage
CareHere offers a robust medical insurance program to our provided by BlueCross
employees. We partner with BlueCross BlueShield of Tennessee BlueShield of
(BCBS of TN) to offer this coverage. Tennessee.
Plan Highlights In-Network vs.
We offer one medical plan with a choice of two networks. Out-of-Network
A network is a group of providers your
Option 1—Network S plan contracts with at discounted rates.
You will almost always pay less when
Selection of this network is limited to employees who live in or you receive care in-network.
border Tennessee and have the choice between Network S or P. If you choose to see an out-of-network
Network S does not include the HCA/Tri-Star family of hospitals/ provider, you may be balance billed,
which means you will be responsible
providers in middle Tennessee. for charges above BCBS of TN’s
reimbursement amount.
Option 2—Network P
If you do not live in Tennessee you must elect Network P. Network P
accesses the nationwide BlueCard network. If you live in Tennessee,
you also have the option to elect Network P.
BlueCross BlueShield of Tennessee Member Site
The BCBS of TN member site, www.bcbst.com offers many valuable
services including the following.
In-network providers
Cost and quality tools
Access to temporary ID cards and means to order another ID
card
Information regarding paid and pending claims
2018 Employee Bi-Weekly Pre-Tax Contributions
Medical Option 1 (TN Only) Option 2 (OOS)
Network S Network P
Employee Only $15.00 $25.00
Employee and Spouse $143.07 $162.29
Employee and Child(ren) $86.31 $99.61
Employee and Family $229.72 $252.02
5
Medical Medical coverage
CareHere offers a robust medical insurance program to our provided by BlueCross
employees. We partner with BlueCross BlueShield of Tennessee BlueShield of
(BCBS of TN) to offer this coverage. Tennessee.
Plan Highlights In-Network vs.
We offer one medical plan with a choice of two networks. Out-of-Network
A network is a group of providers your
Option 1—Network S plan contracts with at discounted rates.
You will almost always pay less when
Selection of this network is limited to employees who live in or you receive care in-network.
border Tennessee and have the choice between Network S or P. If you choose to see an out-of-network
Network S does not include the HCA/Tri-Star family of hospitals/ provider, you may be balance billed,
which means you will be responsible
providers in middle Tennessee. for charges above BCBS of TN’s
reimbursement amount.
Option 2—Network P
If you do not live in Tennessee you must elect Network P. Network P
accesses the nationwide BlueCard network. If you live in Tennessee,
you also have the option to elect Network P.
BlueCross BlueShield of Tennessee Member Site
The BCBS of TN member site, www.bcbst.com offers many valuable
services including the following.
In-network providers
Cost and quality tools
Access to temporary ID cards and means to order another ID
card
Information regarding paid and pending claims
2018 Employee Bi-Weekly Pre-Tax Contributions
Medical Option 1 (TN Only) Option 2 (OOS)
Network S Network P
Employee Only $15.00 $25.00
Employee and Spouse $143.07 $162.29
Employee and Child(ren) $86.31 $99.61
Employee and Family $229.72 $252.02
5