Page 24 - Touchstone Communities
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Complex large claims management and
stop-loss
Lockton Stop-Loss Specialty Unit
Effective strategies for today’s marketplace
TOP TIER CARRIER AND CLINICAL STRATEGY PREMIUM STABILIZATION PROGRAM
• Individual marketing • Lockton exclusive no new laser/rate cap options
• Cost containment solutions as low as 10%; multiyear rate guarantee
opportunities
• Preferred carrier approach produces top results for
both placement and ongoing service • Clinical consulting at renewal minimizes laser and
rate impact of large claimants
Beneits of Lockton’s specialized stop-loss team
• Largest stop-loss specialty practice in US • Expanded compliance oversight — minimizes
• Healthcare client speciic strategies, i.e., lower employer compliance risk
domestic reimbursement, if applicable • Improved claims savings opportunities — active
• Dedicated clinical resources managing high-cost outreach to Rx/medical carriers for better delivery
claims and identifying claim savings opportunities solutions
• Proactive claim monitoring and midyear renewal • Disclosure risk elimination process management
forecasting • Acquisitions/divestiture strategy, build a due
• Expanded market strategies diligence process for run out coverage from
acquired population
• Contractual enhancements (early lock-in, no lasers
at renewal, expedited funding, etc.) • Custom managed care rates, if applicable
• Consistent document analysis (PD, policy, etc.) by
20+ year stop-loss specialists
Touchstone Communities — Lockton Total Rewards Practice overview 24 Lockton Companies
stop-loss
Lockton Stop-Loss Specialty Unit
Effective strategies for today’s marketplace
TOP TIER CARRIER AND CLINICAL STRATEGY PREMIUM STABILIZATION PROGRAM
• Individual marketing • Lockton exclusive no new laser/rate cap options
• Cost containment solutions as low as 10%; multiyear rate guarantee
opportunities
• Preferred carrier approach produces top results for
both placement and ongoing service • Clinical consulting at renewal minimizes laser and
rate impact of large claimants
Beneits of Lockton’s specialized stop-loss team
• Largest stop-loss specialty practice in US • Expanded compliance oversight — minimizes
• Healthcare client speciic strategies, i.e., lower employer compliance risk
domestic reimbursement, if applicable • Improved claims savings opportunities — active
• Dedicated clinical resources managing high-cost outreach to Rx/medical carriers for better delivery
claims and identifying claim savings opportunities solutions
• Proactive claim monitoring and midyear renewal • Disclosure risk elimination process management
forecasting • Acquisitions/divestiture strategy, build a due
• Expanded market strategies diligence process for run out coverage from
acquired population
• Contractual enhancements (early lock-in, no lasers
at renewal, expedited funding, etc.) • Custom managed care rates, if applicable
• Consistent document analysis (PD, policy, etc.) by
20+ year stop-loss specialists
Touchstone Communities — Lockton Total Rewards Practice overview 24 Lockton Companies
