Page 14 - PSA 2020-21 New Hire Guide
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2020-21 Hew Hire Guide
Semi-Monthly Voluntary Life and AD&D Rates
Age Banded Rate/$1,000 $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000
20-24 $0.07 $0.26 $0.51 $0.76 $1.01 $1.26 $1.51 $1.76
25-29 $0.08 $0.31 $0.61 $0.91 $1.21 $1.51 $1.81 $2.11
30-34 $0.10 $0.41 $0.81 $1.21 $1.61 $2.01 $2.41 $2.81
35-39 $0.11 $0.46 $0.91 $1.36 $1.81 $2.26 $2.71 $3.16
40-44 $0.15 $0.66 $1.31 $1.96 $2.61 $3.26 $3.91 $4.56
45-49 $0.23 $1.06 $2.11 $3.16 $4.21 $5.26 $6.31 $7.36
50-54 $0.35 $1.66 $3.31 $4.96 $6.61 $8.26 $9.91 $11.56
55-59 $0.59 $2.86 $5.71 $8.56 $11.41 $14.26 $17.11 $19.96
60-64 $0.89 $4.36 $8.71 $13.06 $17.41 $21.76 $26.11 $30.46
65-69 $1.64 $8.11 $16.21 $24.31 $32.41 $40.51 $48.61 $56.71
70+ $3.30 $16.41 $32.81 $49.21 $65.61 $82.01 $98.41 $114.81
Age Banded Rate/$1,000 $80,000 $90,000 $100,000 $110,000 $120,000 $130,000 $140,000 $150,000
20-24 $0.07 $2.01 $2.26 $2.51 $2.76 $3.01 $3.26 $3.51 $3.76
25-29 $0.08 $2.41 $2.71 $3.01 $3.31 $3.61 $3.91 $4.21 $4.51
30-34 $0.10 $3.21 $3.61 $4.01 $4.41 $4.81 $5.21 $5.61 $6.01
35-39 $0.11 $3.61 $4.06 $4.51 $4.96 $5.41 $5.86 $6.31 $6.76
40-44 $0.15 $5.21 $5.86 $6.51 $7.16 $7.81 $8.46 $9.11 $9.76
45-49 $0.23 $8.41 $9.46 $10.51 $11.56 $12.61 $13.66 $14.71 $15.76
50-54 $0.35 $13.21 $14.86 $16.51 $18.16 $19.81 $21.46 $23.11 $24.76
55-59 $0.59 $22.81 $25.66 $28.51 $31.36 $34.21 $37.06 $39.91 $42.76
60-64 $0.89 $34.81 $39.16 $43.51 $47.86 $52.21 $56.56 $60.91 $65.26
65-69 $1.64 $64.81 $72.91 $81.01 $89.11 $97.21 $105.31 $113.41 $121.51
70+ $3.30 $131.21 $147.61 $164.01 $180.41 $196.81 $213.21 $229.61 $246.01
* Spouse age is based on the employee’s age.
Child
$0.54
15 days–6 months $1,000 beneit
6 months $10,000
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Semi-Monthly Voluntary Life and AD&D Rates
Age Banded Rate/$1,000 $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000
20-24 $0.07 $0.26 $0.51 $0.76 $1.01 $1.26 $1.51 $1.76
25-29 $0.08 $0.31 $0.61 $0.91 $1.21 $1.51 $1.81 $2.11
30-34 $0.10 $0.41 $0.81 $1.21 $1.61 $2.01 $2.41 $2.81
35-39 $0.11 $0.46 $0.91 $1.36 $1.81 $2.26 $2.71 $3.16
40-44 $0.15 $0.66 $1.31 $1.96 $2.61 $3.26 $3.91 $4.56
45-49 $0.23 $1.06 $2.11 $3.16 $4.21 $5.26 $6.31 $7.36
50-54 $0.35 $1.66 $3.31 $4.96 $6.61 $8.26 $9.91 $11.56
55-59 $0.59 $2.86 $5.71 $8.56 $11.41 $14.26 $17.11 $19.96
60-64 $0.89 $4.36 $8.71 $13.06 $17.41 $21.76 $26.11 $30.46
65-69 $1.64 $8.11 $16.21 $24.31 $32.41 $40.51 $48.61 $56.71
70+ $3.30 $16.41 $32.81 $49.21 $65.61 $82.01 $98.41 $114.81
Age Banded Rate/$1,000 $80,000 $90,000 $100,000 $110,000 $120,000 $130,000 $140,000 $150,000
20-24 $0.07 $2.01 $2.26 $2.51 $2.76 $3.01 $3.26 $3.51 $3.76
25-29 $0.08 $2.41 $2.71 $3.01 $3.31 $3.61 $3.91 $4.21 $4.51
30-34 $0.10 $3.21 $3.61 $4.01 $4.41 $4.81 $5.21 $5.61 $6.01
35-39 $0.11 $3.61 $4.06 $4.51 $4.96 $5.41 $5.86 $6.31 $6.76
40-44 $0.15 $5.21 $5.86 $6.51 $7.16 $7.81 $8.46 $9.11 $9.76
45-49 $0.23 $8.41 $9.46 $10.51 $11.56 $12.61 $13.66 $14.71 $15.76
50-54 $0.35 $13.21 $14.86 $16.51 $18.16 $19.81 $21.46 $23.11 $24.76
55-59 $0.59 $22.81 $25.66 $28.51 $31.36 $34.21 $37.06 $39.91 $42.76
60-64 $0.89 $34.81 $39.16 $43.51 $47.86 $52.21 $56.56 $60.91 $65.26
65-69 $1.64 $64.81 $72.91 $81.01 $89.11 $97.21 $105.31 $113.41 $121.51
70+ $3.30 $131.21 $147.61 $164.01 $180.41 $196.81 $213.21 $229.61 $246.01
* Spouse age is based on the employee’s age.
Child
$0.54
15 days–6 months $1,000 beneit
6 months $10,000
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