Page 20 - 2018-19 Optimas Enrollment
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2018–19 BENEFITS ENROLLMENT
Fidelity Access RETIREMENT BENEFITS
Tools and Resources 401(k) Retirement Plan
On the web: www.401k.com
The Optimas OE Solutions LLC Employee Savings Plan managed by Fidelity
Over the phone: is one of the best ways to save money for retirement and allows you to defer
800.835.5097
taxes on your current income.
On your own: Fidelity’s
retirement planning tools Optimas Plan Overview
and services, including
NetBeneits ® Employer match—Optimas will match 100% of the first 3% of salary
contributed and 50% of the next 3% of salary contributed—4.5%
Online or by mail: quarterly company match in total based upon 6% employee contribution
statements, newsletters, and
documents Vesting—employer match and salary deferrals are always 100% vested
Roth—you may elect to defer salary on a “post-tax” basis
One-on-one: retirement
education and planning Automatic features—if you were hired after January 1, 2018, you will be
services automatically enrolled in the plan with a pre-tax contribution of 3%—you
may opt out of automatic enrollment or select a different contribution
rate at anytime by logging into your account with Fidelity
Plan Provisions
Eligibility Immediate
Plan Entry Immediate
Employee Deferral 1–50% of compensation, subject to annual IRS limit*
Employer Match 100% of 3% and 50% of the next 3%
Vesting 100% vested
Loans 1 loan outstanding at a time
* IRS limit for elective deferrals is $18,500 for 2018; if age 50 or older at any time in
the 2018 calendar year, you may defer an additional $6,000.
20
Fidelity Access RETIREMENT BENEFITS
Tools and Resources 401(k) Retirement Plan
On the web: www.401k.com
The Optimas OE Solutions LLC Employee Savings Plan managed by Fidelity
Over the phone: is one of the best ways to save money for retirement and allows you to defer
800.835.5097
taxes on your current income.
On your own: Fidelity’s
retirement planning tools Optimas Plan Overview
and services, including
NetBeneits ® Employer match—Optimas will match 100% of the first 3% of salary
contributed and 50% of the next 3% of salary contributed—4.5%
Online or by mail: quarterly company match in total based upon 6% employee contribution
statements, newsletters, and
documents Vesting—employer match and salary deferrals are always 100% vested
Roth—you may elect to defer salary on a “post-tax” basis
One-on-one: retirement
education and planning Automatic features—if you were hired after January 1, 2018, you will be
services automatically enrolled in the plan with a pre-tax contribution of 3%—you
may opt out of automatic enrollment or select a different contribution
rate at anytime by logging into your account with Fidelity
Plan Provisions
Eligibility Immediate
Plan Entry Immediate
Employee Deferral 1–50% of compensation, subject to annual IRS limit*
Employer Match 100% of 3% and 50% of the next 3%
Vesting 100% vested
Loans 1 loan outstanding at a time
* IRS limit for elective deferrals is $18,500 for 2018; if age 50 or older at any time in
the 2018 calendar year, you may defer an additional $6,000.
20
