Page 40 - 2013 Adv1FCU Health and Welfare SPD
P. 40




Adoption of the Plan




The Advantage One Credit Union Health and Welfare Benefit Plan, effective 01/01/2013, as
amended and restated herein, is hereby adopted as of 01/01/2013. This document constitutes
the basis for administration of the Plan.


IN WITNESS WHEREOF, the parties have caused this document to be executed on this
___________ day of _________________________________, 201 .





BY: _______________________________________


TITLE: _______________________________________


















































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