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meaningful to both you and your fam-  neral, the final disposition , and legal  sured memories  of  the deceased.
      ily, and you will gain peace of  mind  paperwork so  the family  can  move  A Gathering of  Friends  may include
      knowing your family and friends will be  forward. They care and safeguard the  light refreshments and  can  be held
      relieved of the emotional and financial  deceased  person  until  final  disposi-  at any appropriate location, including
      burden  often  associated  with  making  tion,  including  embalming  and  re-  an  accommodating  funeral  home,  a
      arrangements when a death occurs.  storative work. They also provide the  park, a restaurant, or the home of a
      By prearranging your funeral and cem-  physical establishment in which all of  family member or friend.
      etery  arrangements,  you  benefit  by  this can be accomplished.
      purchasing at today’s prices, free from                           Will Life Insurance Pay For Funerals?
      inflationary pressures in the future.   Is A Funeral Or Memorial Service
                                         Always Held In A Funeral Home  Yes, as a convenient method of pay-
       Does The Price I Receive From The     Or Place Of Worship?      ment, most funeral homes will allow
       Funeral Home Include Everything?                                for an insurance assignment. This as-
                                       A service can usually be held at any  signment transaction is processed by
      The Funeral Director is responsible for  location that family and friends feel  the funeral home, releasing only the
      explaining all the charges that pertain  would be comfortable and appropri-  funeral expenses to the funeral ser-
      to the funeral home’s services and  ate. Your funeral  director can assist  vice provider, and with any remaining
      merchandise stated on its general  with arranging a meaningful service.  balance going directly to the benefi-
      price list. Any additional charges may                           ciary. The insurance assignment is an
      fall under the category of cash advanc-                          effective, convenient means in which
      es.  These  additional  charges  might                           to cover funeral expenses.
      be for opening and closing the grave,   A Funeral Provides
      clergy honorarium, newspaper notices                                   How Can I Personalize
      flowers, organist, church sexton, etc.   The Focal Point For             A Funeral Service?

             What Purpose Does            Which The Healing            One way is to bring  personal  items
              A Funeral Serve?            Process Can Begin.           into the funeral home to be displayed
                                                                       in  or near the casket.  Example:  an
      The funeral and the  ceremony  that                              avid golfer might have a favorite put-
      accompanies  it  are indeed  very im-                            ter placed in the casket. An avid hunt-
      portant.  For  those  who  are  left  be-                        er or fisherman might have some of
      hind,  a funeral provides a place for   Do Clergy Always Officiate  their personal effects or trophies dis-
      family and friends to gather for sup-  At A Funeral Service?     played on a memory table. A person
      port and to reminisce; an opportunity                            who quilted could  have  the casket
      to celebrate the life and accomplish-  In  conjunction  with,  or  sometimes  draped with a quilt they made. An art-
      ments of a loved one; a chance to say  in place of a clergy person, family or  ist could have their work displayed. A
      goodbye;  and  the focal  point from  friends may share personal thoughts,  person’s favorite  rocking chair cold
      which the healing process can begin.  memories and feelings about the de-  be brought to the funeral home and
      The funeral identifies that a person’s  ceased as part of the service. Offici-  placed next to the casket.
      life  has been lived,not that a death  ating funerals is also a task that the
      has occurred. It is also important to  funeral director could perform if the   Must An Obituary Be
      notify  the  community  that  this  per-  family so desired.         Published In A Newspaper?
      son  has died.  There are people be-
                                                 unction Less F
                                           Can A F
      yond the immediate family who have   Can A Function Less Formal   The publication of an obituary notice
                                                            ormal
      the right to grieve a death.            Than A F uneral Or       is a matter of your personal choice.
                                              Than A Funeral Or
                                                    vic
                                                      e Be Arranged?
                                         Memorial Service Be Arranged?  While  most newspapers  control  the
                                         Memorial Ser
         What Do Funeral Directors Do?                                 editorial  format, you  have the right
                                       Yes. A Gathering of Friends is a less   to limit the amount of information, if
      They arrange and provide an orderly  formal  event.  It allows family  and   any, provided to them.
      series of events that finalize the fu-  friends to share their loss and trea-
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