Page 15 - Benefits Summary 2018-2019
P. 15

Important Questions                      Answers                                                                 Why This Matters:
                   Do you need a referral to see
                   a specialist?                            No.                                                                     You can see the specialist you choose without a referral.





                           All  copayment and  coinsurance costs shown in this chart are after your  deductible has been met, if a  deductible applies.

                                                                                                                        What You Will Pay
                              Common                      Services You May Need                                                                                                  Limitations, Exceptions, & Other
                           Medical Event                                                             In-Network Provider                   Out-of-Network Provider                      Important Information
                                                                                                   (You will pay the least)                 (You will pay the most)

                                                        Primary care visit to treat an  $40 copay/visit
                                                        injury or illness                    Deductible does not apply                    Not covered                          None

                                                                                             $50 copay/visit
                                                        Specialist visit                                                                  Not covered                          None
                   If you visit a health care                                                Deductible does not apply

                   provider's office or clinic                                               No charge/visit**                                                                 You may have to pay for services that
                                                        Preventive care/                     No charge/other services**                                                        aren’t preventive. Ask your provider if

                                                        screening/immunization               No charge/immunizations**                    Not covered                          the services you need are preventive.
                                                                                             **Deductible does not apply                                                       Then check what your plan will pay
                                                                                                                                                                               for.

                                                        Diagnostic test (x-ray, blood  No charge                                          Not covered                          None
                                                        work)                                Deductible does not apply

                                                                                             $300 copay/scan at an outpatient
                   If you have a test
                                                        Imaging (CT/PET scans,               facility**                                   Not covered                          None

                                                        MRIs)                                $300 copay/scan in the office**
                                                                                             **Deductible does not apply






























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