Page 21 - Benefits Summary 2018-2019
P. 21

What You Will Pay
                              Common                      Services You May Need                                                                                                  Limitations, Exceptions, & Other
                           Medical Event                                                             In-Network Provider                   Out-of-Network Provider                      Important Information
                                                                                                   (You will pay the least)                 (You will pay the most)

                                                                                                                                                                               Coverage is limited to 60 visits annual
                                                                                                                                                                               max. (The limit is not applicable to
                                                        Home health care                     30% coinsurance                              Not covered
                                                                                                                                                                               mental health and substance use
                                                                                                                                                                               disorder conditions.)

                                                                                                                                                                               Coverage is limited to an annual max
                                                                                                                                                                               of 20 visits for Physical therapy and
                                                                                             $50 copay/visit for Physical,                                                     20 visits for Speech, Hearing &

                                                                                             Speech, Hearing & Occupational                                                    Occupational therapy and 20 visits
                                                                                             therapy**
                   If you need help                     Rehabilitation services                                                           Not covered                          annual max for Chiropractic care

                   recovering or have other                                                  $50 copay/visit for Chiropractic                                                  services.
                   special health needs                                                      care**

                                                                                             **Deductible does not apply                                                       Limits are not applicable to mental
                                                                                                                                                                               health conditions for Physical, Speech
                                                                                                                                                                               and Occupational therapies.
                                                        Habilitation services                Not covered                                  Not covered                          None

                                                                                                                                                                               Coverage is limited to 60 days annual
                                                        Skilled nursing care                 30% coinsurance                              Not covered
                                                                                                                                                                               max.

                                                        Durable medical equipment            30% coinsurance                              Not covered                          None
                                                        Hospice services                     30% coinsurance                              Not covered                          None

                                                        Children's eye exam                  Not covered                                  Not covered                          None
                   If your child needs dental           Children's glasses                   Not covered                                  Not covered                          None

                   or eye care
                                                        Children's dental check-up           Not covered                                  Not covered                          None




























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