Page 43 - Benefits Summary 2018-2019
P. 43

What You Will Pay
                              Common                      Services You May Need                                                                                                  Limitations, Exceptions, & Other
                           Medical Event                                                           In-Network Provider                   Out-of-Network Provider                        Important Information
                                                                                                 (You will pay the least)                 (You will pay the most)

                                                                                             $50 copay/office visit**                 30% coinsurance/office visit             $250 penalty if no precert of non-
                                                        Outpatient services                  No charge/all other services**           30% coinsurance/all other                routine services (i.e., partial
                   If you need mental health,                                                **Deductible does not apply              services                                 hospitalization, IOP, etc.).

                   behavioral health, or
                   substance abuse services                                                  $300 deductible/admission                $600 deductible/admission,
                                                        Inpatient services                                                            plus 30% coinsurance                     $250 penalty for no precertification.
                                                                                             Deductible does not apply
                                                                                                                                      Deductible does not apply

                                                        Office visits                        No charge                                30% coinsurance                          Primary Care or Specialist benefit
                                                        Childbirth/delivery                  No charge                                30% coinsurance                          levels apply for initial visit to confirm
                                                        professional services                                                                                                  pregnancy.

                                                                                                                                                                               Depending on the type of services, a
                   If you are pregnant                                                                                                                                         copayment, coinsurance or deductible

                                                        Childbirth/delivery facility         $300 deductible/admission                $600 deductible/admission,               may apply. Maternity care may
                                                                                                                                      plus 30% coinsurance
                                                        services                             Deductible does not apply                                                         include tests and services described
                                                                                                                                      Deductible does not apply
                                                                                                                                                                               elsewhere in the SBC (i.e.
                                                                                                                                                                               ultrasound).














































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