Page 55 - Benefits Summary 2018-2019
P. 55
Benefits In-Network Out-of-Network
Hospital Services
After the plan deductible is met, After the plan deductible is met,
Inpatient hospital services You pay 0% You pay 30%
Plan pays 100% Plan pays 70%
Inpatient Professional Services After the plan deductible is met, After the plan deductible is met,
For services performed by Surgeons, You pay 0% You pay 30%
Radiologists, Pathologists, Anesthesiologists, Plan pays 100% Plan pays 70%
and Hospital Based Physician
After the plan deductible is met, After the plan deductible is met,
Outpatient hospital services You pay 0% You pay 30%
Plan pays 100% Plan pays 70%
Outpatient professional services After the plan deductible is met, After the plan deductible is met,
For services performed by Surgeons, You pay 0% You pay 30%
Radiologists, Pathologists, Anesthesiologists Plan pays 100% Plan pays 70%
After the plan deductible is met, After the plan deductible is met,
Skilled nursing facility care You pay 0% You pay 30%
60 days per plan year maximum
Plan pays 100% Plan pays 70%
After the plan deductible is met, After the plan deductible is met,
Hospice care You pay 0% You pay 30%
Plan pays 100% Plan pays 70%
Home health care
60 visits per plan year maximum After the plan deductible is met, After the plan deductible is met,
You pay 0%
You pay 30%
The limit is not applicable to mental health and Plan pays 100% Plan pays 70%
substance use disorder conditions.
Mental Health and Substance Use Disorder
After the plan deductible is met,
Inpatient mental health After the plan deductible is met,
Includes Residential Treatment Plan pays 100% You pay 30%
Plan pays 70%
Outpatient mental health – Physician’s Office After the plan deductible is met, After the plan deductible is met,
Includes Individual, Intensive Outpatient, You pay 0% You pay 30%
Behavioral Telehealth Consultation, and Group Plan pays 100% Plan pays 70%
Therapy
Outpatient mental health – all other services
Includes Partial Hospitalization After the plan deductible is met, After the plan deductible is met,
Includes Individual, Intensive Outpatient, Plan pays 100% You pay 30%
Behavioral Telehealth Consultation, and Group Plan pays 70%
Therapy
After the plan deductible is met,
Inpatient substance use disorder After the plan deductible is met,
Includes Residential Treatment Plan pays 100% You pay 30%
Plan pays 70%
Outpatient substance use disorder – Physician’s
Office After the plan deductible is met, After the plan deductible is met,
Includes Individual, Intensive Outpatient, You pay 0% You pay 30%
Behavioral Telehealth Consultation, and Group Plan pays 100% Plan pays 70%
Therapy
Outpatient substance use disorder – all other
services
Includes Partial Hospitalization After the plan deductible is met, After the plan deductible is met,
You pay 30%
Includes Individual, Intensive Outpatient, Plan pays 100% Plan pays 70%
Behavioral Telehealth Consultation, and Group
Therapy
Therapy Services
11/1/2018
ASO
Health Savings Account Open Access Plus - HSA OAP 11-2018 - 7900133. Version# 12
3 of 8 ©Cigna 2018