Page 15 - Benefits Summary 2018-2019 b_Neat

What You Will Pay
Common Limitations, Exceptions, & Other
Medical Event Services You May Need In-Network Provider Out-of-Network Provider Important Information
(You will pay the least) (You will pay the most)
$10 copay/prescription (retail 30 50%
days), $30 copay/prescription coinsurance/prescription
(retail 90 days); $25
Generic drugs (Tier 1) (retail); Not covered (home
copay/prescription (home delivery delivery)
90 days) Deductible does not apply
Deductible does not apply Coverage is limited up to a 90-day
If you need drugs to treat
your illness or condition $35 copay/prescription (retail 30 50% supply (retail and home delivery); up
days), $105 copay/prescription to a 30-day supply (retail and home
Preferred brand drugs (Tier (retail 90 days); $88 coinsurance/prescription delivery) for Specialty drugs.
More information about (retail); Not covered (home
prescription drug coverage 2) copay/prescription (home delivery delivery) Certain limitations may apply,
90 days)
including, for example: prior
is available at Deductible does not apply Deductible does not apply authorization, step therapy, quantity
www.myCigna.com
$70 copay/prescription (retail 30 limits.
days), $210 copay/prescription 50%
coinsurance/prescription
Non-preferred brand drugs (retail 90 days); $175 (retail); Not covered (home
(Tier 3) copay/prescription (home delivery
90 days) delivery)
Deductible does not apply
Deductible does not apply
Facility fee (e.g.,
If you have outpatient ambulatory surgery center) 30% coinsurance Not covered None
surgery
Physician/surgeon fees 30% coinsurance Not covered None
$200 copay/visit $200 copay/visit
Emergency room care Per visit copay is waived if admitted
Deductible does not apply Deductible does not apply
If you need immediate Emergency medical
medical attention transportation 30% coinsurance 30% coinsurance None
$100 copay/visit
Urgent care Not covered None
Deductible does not apply
$350 deductible/admission, plus
Facility fee (e.g., hospital 30% coinsurance Not covered None
If you have a hospital stay room)
Deductible does not apply
Physician/surgeon fees 30% coinsurance Not covered None

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