Page 6 - Benefits Summary 2018-2019 b_Neat
P. 6

Benefits                                                                    In-Network
       Medical Specialty Drugs Home
             This benefit applies to the cost of targeted                        You pay 30%
              Infusion Therapy drugs administered in the                         Plan pays 70%
              patient’s home. This benefit does not cover the
              related Professional charges.
       PPACA Women’s Health
             Includes surgical services, such as tubal                          Plan pays 100%,
              ligation (excludes reversals)                                   no copay,no deductible
             Contraceptive devices are included.
       Family planning
             Includes surgical services, such as vasectomy               Varies based on place of service
              (excludes reversals)
             Includes infertility testing for diagnosis only
       Infertility                                                                Not Covered
       Abortion
             Includes non-elective procedures and elective               Varies based on place of service
              procedures
       TMJ                                                                Varies based on place of service
       Organ transplant
             Services paid at network level if performed at
              Cigna LifeSOURCE Transplant Network®
              Facilities
             Travel maximum $10,000 per transplant (only             You pay $350 per admission deductible,
                                                                                      Then
              available if using Cigna LifeSOURCE                                 You pay 30%
              Transplant Network® facility)
             $350 in-network per admission deductible is                        Plan pays 70%
              separate and in addition to the plan deductible.
              Plan deductible only applies to the Professional
              Services.
       Out-of-area services
             Coverage for services rendered outside a
              network area
             ER and Ambulance paid the same as network                        For all other services
                                                                                  You pay 40%
              services
                                                                                 Plan pays 60%
             Preventive care services covered at 100% for               after the network deductible is met
              out of area
             In-network deductible and out-of-pocket
              maximums apply

       Pharmacy                                                     In-Network                  Out-of-Network
       Cost Share and Supply

















       11/1/2018
       ASO
       Open Access Plus - OAPin Low 11-2018 - 7899882. Version# 12

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