Page 5 - NEAR BP Directory- Final 2

HOME
ASSESS YOUR SITUATION
Make sure you have filed your taxes and have records of major financial transactions for the past year.
BUYER
CHECKLIST
START LOOKING FOR HOMES ONLINE
Online listings will give you a picture of current inventory. Narrow down your list of MUST-HAVES and NICE-TO-HAVES. Make sure you develop realistic expectations for your new home.
GET PRE-APPROVED
It’s best to choose a local lender and get a pre-approval letter before you begin house hunting to show sellers you’re serious.
TRUST AN EXPERT. FIND A REALTOR®
A REALTOR® is a real estate agent or affiliated real estate professional who is a member of the National Association of REALTORS®.
SUBMIT OR RESUBMIT YOUR APPLICATION
Most mortgage pre-approvals are good for 60 to 90 days. If your search extends beyond that, resubmit your application.
MAKE AN OFFER
Know in advance the most you’re willing to pay and set the tone for the entire negotiation.
ENTER MUTUAL ACCEPTANCE
CLOSE THE DEAL. Buyers should deposit earnest money, review the seller disclosure forms, and schedule a home inspection.
HOMEOWNER’S INSURANCE
Protect yourself from loss or damage. Your policy will cover the property itself and against any liablity in case someone sustains an injury while on your property.
CLOSING DAY. GET YOUR KEYS
Confirm you have the settlement statement, certified funds, and evidence of insurance prior to closing. Welcome Home!