Page 36 - MSTI Namibia.Personal Lines.Home Car.1June 2018 Version 3_Final

Towing and storage
The reasonable costs to store or to tow the vehicle to the nearest repairer, after an incident
for which you can claim.

Temporary repairs
Repairs to the vehicle of a temporary nature up to N$ 10,000, but you have to provide us with
proof of the repairs.

Keys / Locks / Remote Controls
The reasonable costs to replace damaged or lost keys, locks and remote controls of the
vehicle up to N$ 5,000 (Five thousand Namibian dollars), with an excess of N$500 (Five
hundred Namibian dollars) per event.

Optional cover
The following is only covered if it is noted on your schedule and the additional premium is
charged:

Non-standard vehicle sound equipment and accessories Loss or damage to:
Non-factory fitted sound equipment and accessories
Any non-factory fitted sound equipment and vehicle accessories items such as mag rims,
boot spoilers and cell phone car kits need to be specified under the optional cover. You will
have no cover for these items if you don’t specify them. Items that are occasionally in the
vehicle need to be insured under all-risk cover.

Car hire
Following an incident where you claim, we will provide you with a class b hired car or similar
to your car that was involved in the accident, and you paid the corresponding premium,
when your vehicle is:
• Damaged and being repaired;
• Damaged and not drivable;
• Stolen or hijacked
The hired car is available for a maximum period of 30 days or until your claim is finalised, if it
is within the 30-day period.
You will need to pay the following:
• The fuel and security deposit, running costs as well as the collection and delivery fees
• The excess in the event of a claim for loss of or damage to the hired car

When selling your vehicle
Loss of or damage to your vehicle while it is in the possession of another party who is selling it
on your behalf, caused by any of the insured incidents listed under what is covered.

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