Page 198 - 2021-2022 New Hire Benefits

Average Annual Total Total Annual Operating
Returns/Benchmark Expenses (%/Per $1000)
Investment Name / Morningstar Ticker Inception 10 Yr. or
Benchmark Category Symbol Date 1 Yr. 5 Yr. Since Inception Gross Net Shareholder Fees & Restrictions*
TIAA-CREF Lifecycle 2025 Target-Date 2025 TCLFX 10/15/2004 13.23% 9.57% 8.37% 0.80% 0.66% Available in plan(s): 315689 315688
Fund Retirement $8.00 $6.60 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2025 TR 11.22% 9.08% 7.88% Contractual Waiver
USD Exp: 09/30/2021
T. Rowe Price Retirement Target-Date 2030 TRRCX 09/30/2002 15.90% 11.34% 9.76% 0.64% 0.64% Available in plan(s): 500375
2030 Fund $6.40 $6.40 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2030 TR 11.91% 9.78% 8.41%
USD
TIAA-CREF Lifecycle 2030 Target-Date 2030 TCLNX 10/15/2004 14.23% 10.27% 8.93% 0.81% 0.67% Available in plan(s): 315689 315688
Fund Retirement $8.10 $6.70 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2030 TR 11.91% 9.78% 8.41% Contractual Waiver
USD Exp: 09/30/2021
T. Rowe Price Retirement Target-Date 2035 TRRJX 02/27/2004 17.05% 11.90% 10.20% 0.67% 0.67% Available in plan(s): 500375
2035 Fund $6.70 $6.70 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2035 TR 12.79% 10.47% 8.91%
USD
TIAA-CREF Lifecycle 2035 Target-Date 2035 TCLRX 10/15/2004 15.08% 10.94% 9.43% 0.83% 0.68% Available in plan(s): 315689 315688
Fund Retirement $8.30 $6.80 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2035 TR 12.79% 10.47% 8.91% Contractual Waiver
USD Exp: 09/30/2021
T. Rowe Price Retirement Target-Date 2040 TRRDX 09/30/2002 18.11% 12.38% 10.54% 0.69% 0.69% Available in plan(s): 500375
2040 Fund $6.90 $6.90 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2040 TR 13.37% 10.95% 9.26%
USD
TIAA-CREF Lifecycle 2040 Target-Date 2040 TCLOX 10/15/2004 16.07% 11.56% 9.85% 0.85% 0.69% Available in plan(s): 315689 315688
Fund Retirement $8.50 $6.90 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
S&P Target Date 2040 TR 13.37% 10.95% 9.26% Contractual Waiver
USD Exp: 09/30/2021
T. Rowe Price Retirement Target-Date 2045 TRRKX 05/31/2005 18.65% 12.63% 10.67% 0.71% 0.71% Available in plan(s): 500375
2045 Fund $7.10 $7.10 Round Trip: You cannot exchange into the fund
within 30 calendar days of exchanging out of the
fund.
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