Page 210 - 2021-2022 New Hire Benefits
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▪ Once you have elected a lifetime annuity, your election is irrevocable.
▪ Upon annuitization of CREF accumulations, the expenses associated with CREF will
be the same as the R3 Class regardless of the CREF Class prior to annuitization.
The R3 Class has the lowest expense of all the CREF Classes.
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