Page 80 - 2021-2022 New Hire Benefits

Step Two: Spend

Use the money you’ve set aside throughout the plan year.

Medical expenses — a list of items typically eligible* Medical expenses — a list of items
typically ineligible*
Acupuncture Insulin Babysitting and childcare
Alcoholism treatment Laboratory fees Bleaching teeth (cosmetic)
Ambulance Learning disability treatment Cosmetic surgery
Artificial limbs Medical services Dancing lessons
Artificial teeth Nursing services Diaper service
Birth control Operations (non-cosmetic) Electrolysis
Braces Osteopathic physician appointments Face lifts
Braille books and magazines Over-the-counter medications** Feminine hygiene products
Special car hand controls/special car Oxygen
equipment for a disability Prescription drugs Food
Chiropractor’s fees Psychiatric care Funeral expenses
Christian Science practitioners’ fees Psychoanalyses Hair transplants
Contact lenses Psychologist visits Household help
Contact lens solution Sterilization Illegal operations or treatments
Crutches Telephone for hearing impaired Insurance premiums
Dental fees (not cosmetic) Television for hearing impaired Laetrile
Diagnostic fees Therapy** Liposuction
Drug addiction treatment Transplants (organ) Marijuana (even if used medically)
Eyeglasses Transportation Maternity clothes
Eye exams Vitamins** Prescription drugs considered cosmetic
Guide dog Weight loss programs** (not food) Rogaine
Health club membership dues** Wheelchair Swimming lessons
Health institute X-ray Any expense not considered
“medically necessary” by IRS
Hearing aids **These expenses may require Expenses for general health,
Hearing aid batteries documentation of medical necessity. even if doctor-prescribed
Hospital services
Immunizations

Keep this in mind:
• The date of your medical service—not the billing • Your full annual election amount for the Health FSA is
date—determines the plan year from which the available at any time during the plan year, regardless
expense can be reimbursed. Ask your Human of how much you’ve actually contributed to date. In
Resources department for the start and end dates of other words, it’s a prefunded account.
your plan year.

FSA: Over-the-Counter (OTC) Purchases
As a result of Health Care Reform, the IRS will require a prescription for OTC medication to be eligible for reimbursement.
Go to www.DiscoveryBenefits.com for other reform updates.

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