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-  The Mumbai-Pune Expressway, which witnessed a number

                       of landslides, was closed the first time ever in its history,


                       for 24 hours,

                   -  An unprecedented 5 million mobile and 2.3 million MTNL


                       landline users were hit for over four hours; some even for

                       days.


                   -  For the first time ever, Mumbai’s airports (Chatrapati

                       Shivaji International Airport, Sahar and Juhu aerodrome)


                       were shut for more than 30 hours due to heavy flooding of

                       the runways, submerged Instrument Landing System


                       equipment and extremely poor visibility. Over 700 flights

                       were cancelled or delayed.


                   -  Over 1000 people lost their lives and around 2400 animals
                       died.





               Here, flood is the cause of the loss and the proximity to the

               worst affected areas influenced the outcome.


               Flood is the peril and being out of the house or being in

               proximity of the worst affected area is the hazard.


               The peril is the prime cause; it is what will give rise to the loss.

               Often it is beyond the control of anyone who may be involved as


               it was on 26.7.2005.





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