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Judgment Enforcement – The Step-by-Step Course

it, but it’s not too hard. You’ll have to sign in and give a credit card, and all that. But the

final bill will likely be less than a dollar, because it runs about 10 cents a page. After you
get your login and password, go to “Bankruptcy Courts” and put in your debtor’s full
name, maybe his social security number if you have it, or bankruptcy number if you have
it. You will be able to see all his past filings and discover where he worked, credit cards,
cars, expenses, other creditors, and more. A terrific resource!

PACER is a site you must absolutely belong to. I’ll be showing you later how to oppose
illegitimate bankruptcies, and having this site handy will help your business run more
smoothly.

7. Using Your Imagination

If you are still having difficulty locating assets, but you think they are there,
somewhere, remember that not all assets are the bank account, wages, car, boat, rental
deposit, or something else. Use your imagination. Ask yourself what is valuable to the

debtor that is also of material value.

UTrue Story:

A friend of mine (who is on our mentoring Forum) who has enforced judgments for over
30 years, was having trouble with a particularly stubborn debtor who thought
he was Ujudgment-proofU. “I have nothing, I have nothing, I have nothing,” is a
familiar mantra of many debtors. But my friend noticed that the debtor had an
expensive pedigree dog. The dog was worth money, so the dog was an Uasset!
So, he got the sheriff and levied on the dog! Guess what? The debtor suddenly found

some money somewhere and paid off the judgment. A good example of how collecting a
judgment is a lot like playing chess: you have to out think your JD.

I know someone else who levied on a debtor’s buffalo. Another person levied on the
name of the JD’s company. The JD was not allowed to use the name
until the debt was paid. He was able to levy on the name because you
can levy on “tangible” and “intangible” assets in many states. You
can’t touch or smell the name of a company, but it’s real, and it can
have value. It can be an asset.

So, keep that imagination alive.

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