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Judgment Enforcement – The Step-by-Step Course

Liens, Levies and Garnishments

Step 1: Lien everything that you can:

I took a judgment recently here in NY, and my first thought was to lien everything that
I could. Two main ways to lien the JD’s property:

1. Real property lien, and

2. UCC Lien

Step 2: How to Put a lien on the JD’s real property

Note: Any of the competent professional databases will locate
just about ANY real property the JD has in almost any state.

When a JD has real property, the judgment is often as good as gold. Especially if the
economy is good, and home prices rising.
Your goal is to put a lien on the property to secure the judgment, and then later decide
whether:

✓ to wait for the JD to refinance with a different lender, or sell the property,
while in the meantime the judgment is collecting interest

✓ or to threaten a “forced sale” of the property to encourage the JD to refinance
✓ or to have the sheriff do a forced sale of the property

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