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Judgment Enforcement – The Step-by-Step Course



                    circumstances, such as the creditor has to pay his attorney a percentage of the money, I try

                    to stick to 50%.
                                                                                         REMEMBER:
                       Q.  I’m not an attorney, so how can I represent
                    the creditor?                                                        THE CREDITOR
                                                                                         IS NOT YOUR
                       A.  This is VERY, VERY important to understand. You are
                    NOT representing the creditor. The creditor is NOT your              CLIENT!
                    “client.” Because you own every judgment that you will
                    enforce, you are representing only yourself in every case.
                    Therefore, you are now the NEW creditor, and the creditor is now the ORIGINAL creditor
                    (the OJC). Your contract with the original creditor must spell this out very clearly. If you

                    act as an attorney, you’re practicing law without a license (UPL).


                       Q.  What does my assignment and contract with the Creditor look like?

                       A.   This is the “caption” of an actual assignment of mine that I’ve filed at the





















                          courthouse. Now, go to Appendix 4 at the back of this course. You’ll see an
                          example of a complete Assignment, called an “Acknowledgement of Assignment of
                    Judgment.” Look it over, and check to see if it’s notarized, as required.  (There is also a

                    good template for you on our Forum, form #5.  It is in MSWord, so you can download it
                    and use it as your own.)
                       Does the Appendix 4 assignment show that it has been filed at the court yet? No. There

                    would be a file stamp in the upper right-hand corner of the first page.

                             Also, go to Appendix 5.  That’s an example of the separate agreement contract
                          with the creditor. It starts like this.








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