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Judgment Enforcement – The Step-by-Step Course

Q. I’m not an attorney, so how can I represent the creditor?

A. This is VERY, VERY important to
understand. You are NOT representing the creditor. The THE CREDITOR
creditor is NOT your “client.” Because you own every IS NOT YOUR
judgment that you will enforce, you are representing only CLIENT!

yourself in every case. Therefore, you are now the NEW
creditor, and the creditor is now the ORIGINAL creditor (the
OJC). Your contract with the original creditor must spell this out very clearly. If you act as
an attorney, you’re practicing law without a license (UPL).

Q. What does my assignment and contract with the Creditor look like?

A. This is the “caption” of an actual assignment of mine that I’ve filed at the

courthouse. Now, go to Appendix 4 at the back of this course. You’ll see an
example of a complete Assignment, called an “Acknowledgement of Assignment of
Judgment.” Look it over, and check to see if it’s notarized, as required. (There is also a
good template for you on our Forum, form #5. It is in MSWord, so you can download it
and use it as your own.)

Does the Appendix 4 assignment show that it has been filed at the court yet? No. There
would be a file stamp in the upper right-hand corner of the first page.

Also, go to Appendix 5. That’s an example of the separate agreement contract
with the creditor. It starts like this.

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