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Judgment Enforcement – The Step-by-Step Course

If you want to move a judgment to another state:

Let’s say that you and the judgment are in New York, but the debtor moves to North
Carolina. You discover that he bought a home. Then you most probably want to keep the
judgment and put a lien on his new home. (But check that state’s codes first, to make sure
it’s possible. Some states, TX, for example, it may not be worth it.)

Here’s what I do:
I check online for the court in the county where the debtor now resides and discover
what paperwork they need to “domesticate the judgment.”

In every case where I’ve moved a judgment, the court wanted:
✓ a certified copy of the original judgment. (from the original court)
✓ an application for a sister-state (or foreign) Judgment (from the incoming court).

I then:
✓ mailed the certified copy to the new court.

✓ and sent the required money ($7 to $450 usually).
✓ Properly serve the JD with the new state judgment.

“A copy of any foreign judgment authenticated in accordance with an act
of Congress or statutes of this state may be filed in the office of the clerk
of any court of competent jurisdiction of this state.
“The clerk shall treat the foreign judgment in the same manner as a
judgment of the court in which the foreign judgment is filed.”
GA Code 9-12-132

8. Oh, No! I mistakenly took a bogus judgment!

Some creditors out there are worse than the debtors. I’ve been lied to by
several, and it cost me time and money. Twice I’ve had creditors assign me
judgments that were already satisfied. They hadn’t filed a Satisfaction of Judgment, and

wanted to collect the money all over again.
In each case I levied on the bank accounts. Then I had to undo the bank levies. In one
case I took the crooked creditor to court, and sued, and won. She is now paying every
month until my judgment against her is satisfied.

If you look at the Agreement to Purchase, there’s a clause in there about the creditor
warranting that the judgment is unsatisfied and marketable. That’s your protection in the

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