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Judgment Enforcement – The Step-by-Step Course



                       Note: Even though the judgment has been transferred to you, the “caption” stays the
                    same. Exactly the same. That is, even though you now own the judgment, the original
                    parties – in this case Lynn Kay Crouser and Rick Dale Crouser stay right there on the
                    assignment.



                    Step 1: Get the Assignment of Judgment and Agreement to the Creditor


                       Send the “Assignment of Judgment” and the “Agreement to Purchase” to the creditor by
                    email or by U.S. Mail. If by U.S. Mail, then:
                          ✓  Use a #10 envelope.

                          ✓  Enclose a #9 self-addressed envelope back to you.                        Don’t skip
                                                                                                      the stamp!
                          ✓  Make sure there’s a stamp on the return envelope.


                       #9 size envelopes fit into #10 size envelopes easily. Double check to make sure the
                    stamp is on the return envelope. You don’t want the creditor to be looking around the
                    house for a stamp. Make it easy for him or her.
                       Also, include a brief note to the creditor, on your business letterhead. There’s a sample
                    note on the Forum under Peter’s Course Files, #16 in MSWord. It explains the process to
                    the creditor again, and reminds the creditor that he or she needs to have the Assignment of

                    Judgment to you notarized.

                    Step 2: Notarization


                       The assignment must be signed in front of a notary. The
                       creditor should get it done at their bank, a UPS store or some

                       other notary. You may want to remind the creditor.

                    Step 3: Follow Up


                       You should follow up in three or four days to make sure the creditor received the
                    Assignment and the Agreement to Purchase. The post office loses things, and so do
                    creditors. Give the creditor a call. He or she may be hesitating, and therefore may have
                    other questions for you.









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