Page 65 - Judgment Enforce Course2020
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Judgment Enforcement – The Step-by-Step Course





               How to Get Access to a Database:

                  Because the information they provide is more serious and more comprehensive than what
               you’ll ever find on “Google” or “Intelius” or the other public databases, they have strict
               requirements.

                  Generally, here’s what some of them want: Security

                        1.    If you’re working out of your home (like me) they want you to
                     have a separate office-room. No credit reports on the kitchen counter next
                     to the Fruit Loops. No assignments on the coffee table next to you Better

                     Homes & Gardens.
                        2.    The separate room should be lockable from the outside.
                        3.    Shredder.
                        4.    Password on your computer.
                        5.    Locking filing cabinet.
                        6.    Maybe utility bill and/or phone bill showing address
                        7.    Some of the companies may want you to already have 2 judgments assigned to
                     you. Catch 22, yes?  If that’s the case with a database you’re considering, you’ll need
                     locate at least 2 judgments and have them assigned. If I were to do that, I’d be less picky

                     about which 2 judgments to accept, just to get myself started.

                        In short, they want security. How will they know that you have complied? When you
                        apply, the may send someone out to your home or office to have a look.
                         NOTE: These requirements are always changing. Be sure to check out the latest with

                         he providers themselves or on the Forum


               What are the Costs?

               First, depending on whether you want full SSN’s or not, they’ll charge you to come out to your
               home to check security. Plan on $75-$125.

               The costs for searches on the databases will vary, depending on what each charges and
               information you want. I can find just about anybody on TracersInfo for a $1. On TLO and
               Delvepoint, it may be less. You can also search just for assets or get a comprehensive report on

               someone. Again, prices will vary - $3 to $8 typically.

               Here’s a little secret: Databases aren’t equal. The newer the information the more likely it is to
               be a little more expensive. Still, cheaper ones are hugely better than anything for the public
               online.

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