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Breaking or Injuring Fences
                   Anyone  who  willfully  and  maliciously  breaks  down,  damages,  cuts  or  in  any  way
                   creates or causes to be created an opening, gap interruption or break in any fence
                   can  be  held  liable  for  the  violation  of  breaking  or  injuring  a  fence.  Some  courts’
                   interpretations include even the lifting of a latch or hasp on the gate, while many courts
                   reject prosecution where the Recovery Agent opens a gate that is not locked since the
                   debtor has, by the terms of the Security Agreement, authorized the agent to “enter upon
                   any  premises.” Again,  it  is  important  to  look  at  case  law  in  your  area  or  consult  an
                   attorney.   Although it may be determined there is no criminal violation, the debtor may
                   still  seek  civil  damages,  especially  if  there  were  animals  inside  the  fenced  area  that
                   escaped while the gate was left open.

                   Burglary
                   Under common law, Burglary is defined as the breaking and entering of the dwelling
                   of another, in the night-time, with the intent to commit a felony therein.  However, the
                   more modernized statutory definitions are much less restrictive. They usually  require no
                   breaking and encompass entry at all times and into all kinds of structures.

                   A person can be charged with Burglary if he enters a building or occupied structure,
                   or separate secured or occupied portion, with purpose to commit a crime therein.
                   Although a Recovery Agent opening a garage door to repossess collateral may not be
                   charged with Burglary because he had no intent to commit a crime, there is  probability
                   he could be charged with a Wrongful Repossession by Trespass, Breach of the Peace
                   and/or criminal “Breaking.”

                   Although actual Breaking requires application of some force, the slightest force, such
                   as lifting a latch or pushing open a door kept closed by its own weight, could be
                   sufficient action to be determined as Breaking.

                   Even though we have added your state’s predominate repossession case law (to the  back
                   of Section 12), such case law may not address your particular circumstance we recommend
                   that you consult local authorities (state attorney) regarding “Breaking.”

                   Professionals  in  any  industry  are  recognized  as  such  not  only  because  they  have
                   successfully  completed  a  course  of  study  designed  for  their  industry  but  also  take
                   advantage of other available information in order to enhance and protect their business and
                   their client.  Research is a necessary extension of professionalism.



















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