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Lynn's Cake                  Right at Home Canada -       Spear Realty                 Warren Insurance Group Inc.
      55 Dickson St.               Cambridge                    278 Pinebush Rd, Suite 202   393 Beamish Street
      Cambridge, ON N1R 7A5        19 Thorn St. Unit 112        Cambridge, ON N1T 1Z6        Port Stanley, ON N5L 0A7
      Lingyun Jiang                Cambridge, ON N1R 1S3        www.spearrealty.ca           www.warreninsurancegroup.com
      lynncake778@gmail.com        www.rightathomecanada.com/   Diana Hoang                  Stephanie Warren
      Lynn's Cake serve up delicious,   cambridge               accounting@spearrealty.ca    stephanie@warreninsurance
      elegantly designed cakes and   (226) 980-9754             Spear Realty Inc. is a commercial   group.com
      pastries. Our delicate goods   Rhonda Eves                real estate brokerage providing   We specialize in tailored group
      feature in authentic Asian style   rhonda@rightathomecanada.com  bespoke advisory services   benefit and retirement solutions
      taste - healthy with reduced   Right at Home provides non-  across Ontario, specializing in   solutions for groups with 1-1000
      sugar and fats, all about locally   medical and medical in-home   industrial, office, retail, land, and   lives as well as Life Insurance,
      sources ingredients, specialized   support for seniors and adults   investment transactions.  Critical Illness and Disability for
      treats for festival occasions   with disabilities. Anything                            indiduals.
      (moon cakes, Zongzi, rice balls,   needed to stay where you   Terry Smith Wellness
      and more).                   are safely, comfortably and   73 Arthur St S, #511        Wellington Dock and Door Ltd.
                                   independently.               Guelph, ON, N1E 0S6          274 Shirley Ave. Unit 101
      Mervs Mobile Wash                                         Terry Smith                  Kitchener, ON N2B 2E1
      Cambridge and Surrounding    Riverfront Dental            beachtimeforus@gmail.com     www.wellingtondockdoor.ca
      Areas                        725 Coronation Blvd. Unit B1  ANTI-AGING AND WELLNESS: New   Wayne Scott
      www.mervsmobilewash.com      Cambridge ON N1R 7S9         technology stimulates the skin.   Wayne.scott@wddoor.ca
      Sarah Hais                   www.riverfrontdental.ca      No drugs or stimulants. Patented   Garage Doors Sales, Service,
      sales@mervsmobilewash.com    (519) 621-2111               form of Phototherapy Supports   installation of Industrial/
      Specializing in fleet washing   Aadil Shamji              anti-aging, improved energy,   Commercial Overhead Garage
      and exterior cleaning‚ delivering   aadilshamji@gmail.com   performance, strength, stamina.  Doors, Loading Dock Equipment
      spotless trucks, buildings, and   Dental/Orthodontic Office                            and Gate Systems. Licensed
      equipment with professional                               The Paint Riot               Electrical Contractor, bucket
      service, eco-friendly methods,   Safe Space Therapy       8 Oxford St. Unit B          truck service, pole lighting, LED
      and reliable results that enhance   Empowering You        Cambridge, ON N1R 1M2        Retrofits & more. 24/7 Emergency
      your image.                  42 Grand Ave North           www.thepaintriot.com         Service.
                                   Cambridge, ON N1S 2K8        (519) 841-7468
                                   www.safespacetherapy.ca      Amy O'Brien-Gulka
                                   Nisha Thakkar                thepaintriotcanada@gmail.com
                                   nisha@safespacetherapy.ca    Unleash creativity at The Paint
                                   Empowering individuals,      Riot, Cambridge's splatter paint
                                   couples, and families through   studio with guided paint nights,
                                   inclusive, compassionate     birthday parties, team-building,
                                   counselling that fosters healing,   retail kits, and sensory-friendly
                                   resilience, and growth in a safe,   experiences.
                                   culturally sensitive space.







        YOU ASKED, WE ANSWERED!


                           Lawyer                                                  Real Estate

                   Can You Disinherit a Spouse or Children?                  What are some quick upgrades to increase the value of your home?
                                                                             Once you decide to put your home on the market, you already know
                   It depends. In Ontario, when a person dies without a will,
                   the  law  stipulates  who  is  entitled  to  receive  a  share  of  the   there are some obvious tasks you’ll need to tackle to prepare. So
                                                                             what repairs and upgrades can you do quickly and are cost effective to
                   estate. Disinheritance of a spouse, even if separated but not   improve the value of your home? Here are some ideas:
                   divorced, or a child, even if estranged, was typically not possible
                   in  an  intestacy  prior  to  January  2022.  Following  that  date,   • Brighten & update the interior entrance with a quick coat of paint & a
                                                                             new lighting fixture.
                   amendments to inheritance laws changed entitlement rights.   • Clean walls that are in good shape & give drab or dirtied & stained
                   Specific  rules  were  also  introduced  to  determine  when  the   walls a fresh coat of neutral coloured paint.
       new legislation applies or not. When a person dies with a will, the will specifies   • Dark, dingy or damaged kitchen cabinets can make a kitchen feel
       beneficiaries who will inherit. Disinheriting a spouse or child is accomplished by   Gary** & Debbie*  gloomy & uninspiring. Give cabinets a fresh coat of light paint & your
       excluding them from the will completely or bequeathing next to nothing. This    Baverstock  kitchen will immediately appear more cheerful.
       does not guarantee that the excluded person will not receive a share of the estate.   519-622-7677(bus),   • Kitchen accessories like faucets, cupboard door handles & light
                                                                   888-218-6589
       Under  certain  circumstances,  a  disinherited  spouse  or  child  has  a  right  make   (toll-free)  fixtures are cheap to replace & can change the entire look of the room.
       claims against the estate seeking to receive a share of the deceased’s assets and   ** Broker of Record  Simple upgrades can be done quickly & fairly inexpensively. The extra
       be successful in doing so. The types of claims that may be made by a disinherited       * Broker  elbow grease & attention to detail however can be an important factor
                                                                     website:
       spouse or child against an estate differ considerably. To effectively navigate the   TheBaverstockTeam.ca      in a buyer’s decision. What you’ll have spent to make your house more
                                                                             welcoming & enticing to a buyer, you’ll quickly recoup in the sale price
       intricacies of either scenario, consulting a lawyer is paramount.     on your home.
                                                                     email:
          McSevney Chaves LLP  | 101-498 Eagle Street North, Cambridge   TheBaverstockTeam.ca  Give The Baverstock Team a call today. They will assist you in preparing
                                                                     Gary@
                   519-653-3217  |  www.mcsevneychaves.com                   your home for sale!
       www.cambridgechamber.com                                                                        Winter 2026  41
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