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Research topics              Factors that cause problems of arrears of the Student Loan Fund

               Name – Surname               Mr. Thanatcha Thiangthongkung

                                            Miss Rochana Khaodee

                                            Miss Tattiya Vongdachapiboon


               Major Subject                Management

               Independent Studt Advisor     Dr. Sunthornwasit  Khummanon

               Academic year                2019




                                                     ABSTRACT


                       The objective of this study is 1) to study factors which are problems and obstacles in arrears in

               order to study the cases of those who are not in arrears (Fund), 2) to study personal reasons. That affects

               the outstanding student loan debt In the case of 50 outstanding borrowers from the Fund, the questionnaire


               was used as a tool for data collection. The statistics used for data analysis were The statistics used for data

               analysis were frequency, percentage, mean, standard deviation. Query created Is a rating scale with 5

               levels


                       The Study indicated that

                   1.         Answerer Mostly, female aged 26 - 30 years, single status, bachelor degree education

                       Professional employees of private companies The average monthly income level of the sample is

                       between 10,001 - 20,000 and the average monthly expense is between 10,001 - 20,000 baht.

                       There are 2, 4 and 5 members (in the case of unmarried) and the number of members (in the case


                       of marriage. Then) 4 people in total

                   2.         The purpose of the loan is largely due to lack of funds. The installment period is 147 -

                       180 installments and the total outstanding debt is 100,001 - 300,000 baht.

                   3.         Factors affecting the problem of arrears of the Educational Loan Fund (KAS.) Overall,

                       caused by the economy. Having the highest cost of living in all areas, averaging at 4.61





                   Keywords : Outstanding Debt, Education Loan Fund
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