Page 6 - Trident 2022 Flipbook
P. 6
MEDICAL COVERAGE
When choosing your benefits,
think about...
Your Medical Plans – Highmark BCBS
It’s more important than ever and legally required to Does your spouse have coverage available
have medical coverage to help protect you and your through his/her employer? How does that
family both physically and financially. coverage compare with these plans?
You share in the cost of the coverage by If you and our spouse cover each other under
your separate company plans, could you
contributing through pre-tax payroll deductions. each elect individual coverage under your
company plans and save money?
If you and your spouse both cover your
High Deductible Health Plan (HDHP) children under your separate company plans,
The Texas Rangers offer three High Deductible Health could you save money by one of you
Plans. These Highmark plans have higher deductibles covering your children and the other
than the PPO. A deductible is a fixed dollar amount selecting individual coverage?
specified by the plan that insured individuals must pay
out of pocket before the plan begins to pay. Once the HIGHMARK BCBS VALUE ADDED
deductible has been reached, eligible expenses will be BENEFITS AND WEBSITE CAPABILITIES
covered by the coinsurance percentage of the plan.
Once the deductible and coinsurance out-of- pocket The Texas Rangers offer numerous value-added
has been reached, eligible expenses will be covered by services and website capabilities through our medical
the plan. carrier, Highmark BCBS. To help you be the best you
and as well as accomplishing the most cost-effective
All three HDHP plans have the option to enroll in ways of seeking medical care, the following links will
be very beneficial:
a Health Savings Account, or HSA. The HSA
provides a tax advantaged way to save for future • Highmark Health/Personal Wellness Coach
medical expenses. A Health Savings Account is a • Care Cost Estimator
component of a HDHP. You must be enrolled in a • Blue 365 Wellness and Discounts
HDHP to have a Health Savings Account. • Virtual Doctor’s Visit
• Baby Blue Prints
Please note, if you are enrolled in the HDHP, you • WINFertility
are not eligible to enroll in the Health Care FSA. • Tivity Health Fitness Your Way
• Highmark Mobile App
PPO Plan • Baseball Dedicated Customer Service Unit
•
Nurse Care/Case Management
This Highmark BlueCross BlueShield PPO plan offers • Prescription Drug Information
you the freedom of choice. The PPO offers referral-free • Sharecare
access to any provider you choose, however, for this • Health Wire Mobile Messaging
flexibility, higher out of pocket expenses like premiums,
deductibles & coinsurance may apply.
You will have great benefits and less out-of-pocket Need help locating a provider?
expenses if you go to providers in this network. Go to: www.highmarkbcbs.com
2022 Trident Benefit Guide Page 6
