Page 9 - Down East Wood Ducks 2022 Benefits Guide
P. 9

DENTAL COVERAGE







                                                                        You save money when using providers who

                                                                        participate in United Concordia’s Elite Plus
                                                                        Network, as out of network providers can bill
          Your  Dental  Plan  –  United                                 over maximum allowable charge that United

          Concordia                                                     Concordia will allow which means that the
                                                                        provider may bill you the difference.
          It’s  important  to  have  regular
          dental  exams  and  cleanings  so                             To check for participating providers, go to:
          problems are detected before they                                        www.unitedconcordia.com
          become  painful—and  expensive.
          Keeping  your  teeth  and  gums
          clean and healthy will help prevent
          most  tooth  decay  and  periodontal
          disease and is an important part of             Benefit                 In-Network         Out of Network
          maintaining your medical health.

          The  Down  East  Wood  Ducks’        Annual Deductible                 $50 Individual       $50 Individual
          dental  plan  is  through  United                                       $150 Family         $150 Family
          Concordia.  You  do  not  need  to
          elect  medical  to  enroll  in  dental
          coverage.                            Annual Maximum
                                               (Per Person)                         $1,500              $1,500
          Your    dental   plan   provides
          coverage  for  routine  exams  and
          cleanings and pays for a portion of   Class I: Diagnostic and Preventive   100%                100%
          other  services,  as  shown  in  the   Includes Exams, Cleanings and   (No Deductible)     (No Deductible)
          displayed table chart.               Fluoride Treatments
                                               Class II: Basic Services
          United    Concordia     Dental’s     Includes Fillings, Periodontics,   80% after Deductible   80% after Deductible
          standard exclusions and limitations   Endodontics, Complex Oral Surgery
          apply.
                                               Class III: Major Services
                                               Includes Inlays, Onlays, Crowns,   50% after Deductible   50% after Deductible
                                               and Prosthetics

                                                                              50% after Deductible   50% after Deductible
                                               Orthodontia                       $1,500 Lifetime     $1,500 Lifetime
                                               (Dependent Children up to Age 19)
                                                                                   Maximum             Maximum







                                     The above is a brief summary of this benefit option.

                            Click here for more detailed information on this available benefit option.


        2022 Down East Wood Ducks Benefit Guide                                                                Page 9
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