Page 6 - Think Goodness Enrollment Guide
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MEDICAL AND PHARMACY COVERAGE






                                                    HDHP Local Plus/OAP                PPO $1,500 LocalPlus/OAP
         Medical Plan Provisions              In-Network       Out-of-Network       In-Network       Out-of-Network
         Annual Deductible
         (Individual/Family)                 $2,800/$5,600     $5,600/$11,200      $1,500/$3,000     $3,000/$6,000
         Out-of-Pocket Maximum
         (Includes Deductible)              $5,000/$10,000     $10,000/$20,000    $5,000/$10,000    $10,000/$20,000
         Preventive Care                    Covered at 100%      Not covered      Covered at 100%     Not covered
         Primary Care Provider Office Visit     10%*               40%*                $30               50%*
         Specialist Office Visit                10%*               40%*                $60               50%*
         Telemedicine                           10%*             Not covered           $30            Not covered
         X-Ray and Lab                          10%*               40%*               20%*               50%*
         Inpatient Hospital Services            10%*               40%*               20%*               50%*
         Outpatient Hospital Services           10%*               40%*               20%*               50%*
         Urgent Care                            10%*               40%*                $75               50%*
         Emergency Room                                   10%*                                  $250
         Retail Pharmacy (up to a 30-day supply)
         Generic                                $10*             Not covered           $10            Not covered
         Brand Preferred                        $35*             Not covered           $35            Not covered
         Brand Non-Preferred                    $60*             Not covered           $60            Not covered
         Specialty                              $120*            Not covered          $120            Not covered
         Mail Order Pharmacy (90-day supply)
         Generic                                $25*             Not covered           $25            Not covered
         Brand Preferred                        $88*             Not covered           $88            Not covered
         Brand Non-Preferred                    $150*            Not covered          $150            Not covered
         Specialty                            Not covered        Not covered       Not covered        Not covered
        *After deductible
































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