Page 15 - AFL 2022 Manufacturing Guide with Legal Notices
P. 15



        Life and AD&D Insurance                                                Disability Insurance
        AFL provides basic life and AD&D insurance for employees and offers    Disability insurance provides income
        voluntary insurance options for employees and their dependents.        replacement should you become disabled
                                                                               and unable to work due to a non-work-
        Basic Life and AD&D Insurance                                          related illness or injury. AFL provides
        Life insurance is an important part of your financial wellbeing, especially if   eligible associates with disability coverage
        others depend on you for support. AFL provides basic life and accidental   at no cost as shown below. Coverage is
        death and dismemberment insurance to all eligible associates at no cost   automatic; you do not need to enroll.
        equal to 1 times your base annual earnings up to a $200,000 maximum.
        Coverage is automatic; you do not need to enroll.                       Coverage    Benefit

        Voluntary Life and AD&D Insurance                                       Short-Term     ΅ You are automatically
                                                                                Disability    enrolled in basic short-term
        You may choose to purchase additional life and AD&D coverage for                      disability which covers 60%
        yourself and your dependents at affordable group rates. Rates are based               of base pay up to $2,500
        on age and the coverage level chosen.                                                 per week
                                                                                              ΅ You can buy up to either:
                                                                                                ΅ Plan 1: 80% of base pay
                      Voluntary Life and AD&D Insurance for you
                                                                                               up to $3,200 per week
         Employee                                                                               ΅ Plan 2: 100% of base
            ΅ 1x to 5x base annual salary rounded to nearest $5,000 ($30,000 minimum)          pay for the first 13 weeks
                                                                                               then drops to 80% to the
            ΅ Up to a $1,500,000 maximum                                                       second 13 weeks up to
                                                                                               $4,000 per week
                Voluntary Life and AD&D Insurance for your dependents
                                                                                Long-Term     ΅ AFL provides Basic LTD
         Spouse                                                                 Disability    at 50% up to $10,000
            ΅ Increments of $25,000 (not to exceed 50% of your voluntary life                 per month
           and AD&D coverage)                                                                 ΅ You have the option to
            ΅ Up to a $100,000 maximum                                                        buy-up to 70% up to
            ΅ Guaranteed issue up to $50,000                                                  $10,000 per month
            ΅ You have two life insurance coverage options for your eligible dependent
           children under the age of 19, or to age 25 if a full-time student
            ΅ $5,000 or $10,000 per child                                            Family Medical Leave
                                                                                     Act (FMLA)
        It is the responsibility of the employee to remove coverage once
        dependents are no longer eligible for coverage.                              If you have been with the
                                                                                     company for 12 months, you
                                                                                     may be eligible for up to 12
                                                                                     work weeks of unpaid leave
                                                                                     per year under the Family and
                                                                                     Medical Leave Act (FMLA).
                                                                                     FMLA can be used for an
                                                                                     illness of your own, care
                                                                                     needed for a family member,
                                                                                     care for a newborn and certain
                                                                                     other medical needs.

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