Page 16 - CPSS Benefit Guide Class 3 Employee

Critical Illness

Critical Illness Insurance
Critical Illness Insurance provides cash to help pay for both Benefit Category Condition Percentage of
medical expenses not covered by your medical plan as well CI Principal
as day-to-day expenses that may start to add up — like Sum
rent, mortgage, car payments, etc. — while you are ill. With • Heart Attack, Heart
Critical Illness Insurance, if you are diagnosed with a Transplant, Stroke 100%
covered illness, you get a lump-sum cash benefit, even if
you receive other insurance benefits. Heart/Circulatory
• Heart Valve
Surgery, Coronary
Coverage amounts: Artery Bypass, Aortic 25%
Surgery

Employee Spouse Child(ren) • Major Organ
Transplant/ Placement
• Minimum: • Minimum: • Guarantee on UNOS List, End-
$5,000 $5,000 Issue: Stage Renal Failure 100%
• Guarantee • Guarantee $5,000
Issue: Issue: • Maximum: 25% Organ
$20,000 $10,000 of employee’s • Acute Respiratory
• Maximum: • Maximum: Principal CI Distress
$20,000 100% of Sum, up to Syndrome 25%
employee’s $5,000 (ARDS)
Principal CI
Sum, up to
$20,000
• Cerebral Palsy,
Childhood Structural Congenital
Developmental Defects, Genetic 100%
*benefits only Disorders, Congenital
available to Metabolic Disorders,
children
Type 1 Diabetes

Cancer • Cancer (Invasive) 100%
• Bone Marrow
Transplant 50%
• Carcinoma in Situ,
Benign Brain 25%
Tumor

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