Page 100 - Tampa Bay Rays 2022 Flipbook
P. 100

Will you pay less if you  Yes. See www.highmarkbcbs.com/find-a-doctor or call  This plan uses a provider network. You will pay less if you use a provider in the plan’s
       use a network           1-800-701-2324 for a list of network providers.   network. You will pay the most if you use an out-of-network provider, and you might
       provider?                                                                 receive a bill from a provider for the difference between the provider’s charge and
                                                                                 what your plan pays (balance billing).
                                                                                 Be aware your network provider might use an out-of-network provider for some
                                                                                 services (such as lab work). Check with your provider before you get services.
       Do you need a referral   No.                                              You can see the specialist you choose without a referral.
       to see a specialist?


                   All copayment and coinsurance costs shown in this chart are after your overall deductible has been met, if a deductible applies.



                                                                                     What You Will Pay

         Common Medical               Services You May Need              Network Provider        Out-of-Network           Limitations, Exceptions, & Other
               Event                                                                                                           Important Information
                                                                         (You will pay the    Provider (You will pay
                                                                               least)               the most)
       If you visit a health   Primary care visit to treat an injury or illness  $15 copay/visit   20% coinsurance    You may have to pay for services that
       care provider’s office   Specialist visit                       $15 copay/visit       20% coinsurance          aren’t preventive. Ask your provider if the
       or clinic              Preventive care/screening/immunization   No charge             Not covered for          services needed are preventive. Then
                                                                       Deductible does not   preventive care visits   check what your plan will pay for.
                                                                       apply.                20% coinsurance for
                                                                                             screening services and   Please refer to your preventive schedule for
                                                                                             immunizations            additional information.
       If you have a test     Diagnostic test (x-ray, blood work)      No charge             20% coinsurance          Precertification may be required.
                              Imaging (CT/PET scans, MRIs)             No charge             20% coinsurance          Precertification may be required.
       If you need drugs to   Generic drugs                            $10 copay/prescription  Not covered            Up to 31-day supply retail pharmacy.
       treat your illness or                                           (retail)                                       Up to 90-day supply maintenance
       condition                                                       $20 copay/prescription                         prescription drugs through mail order.
                                                                       (mail order)
       More information about   Formulary Brand drugs                  $20 copay/prescription  Not covered
       prescription drug                                               (retail)
       coverage is available at                                        $40 copay/prescription
       www.highmarkbcbs.co                                             (mail order)
       m/find-a-doctor/#/drug.   Non-Formulary Brand drugs             $35 copay/prescription  Not covered
                                                                       (retail)
                                                                       $70 copay/prescription
                                                                       (mail order)

                                                                                                                                                   2 of 9
   95   96   97   98   99   100   101   102   103   104   105