Page 118 - Tampa Bay Rays 2022 Flipbook
P. 118

Will you pay less if   Yes. See www.highmarkbcbs.com/find-a-doctor or call   This plan uses a provider network. You will pay less if you use a provider in the plan’s
        you use a network      1-800-701-2324 for a list of network providers.   network. You will pay the most if you use an out-of-network provider, and you might
        provider?                                                                receive a bill from a provider for the difference between the provider’s charge and
                                                                                 what your plan pays (balance billing).
                                                                                 Be aware your network provider might use an out-of-network provider for some
                                                                                 services (such as lab work). Check with your provider before you get services.
        Do you need a referral  No.                                              You can see the specialist you choose without a referral.
        to see a specialist?


                   All copayment and coinsurance costs shown in this chart are after your overall deductible has been met, if a deductible applies.



                                                                                  What You Will Pay

           Common Medical            Services You May Need                                       Out-of-Network           Limitations, Exceptions, & Other
                Event                                               Network Provider (You     Provider (You will pay           Important Information
                                                                      will pay the least)
                                                                                                    the most)
        If you visit a health   Primary care visit to treat an injury   30% coinsurance      50% coinsurance          You may have to pay for services that aren’t
        care provider’s office   or illness                                                                           preventive. Ask your provider if the services
        or clinic               Specialist visit                  30% coinsurance            50% coinsurance          needed are preventive. Then check what
                                Preventive                        No charge                  50% coinsurance          your plan will pay for.
                                care/screening/immunization       Deductible does not apply.
                                                                                                                      Please refer to your preventive schedule for
                                                                                                                      additional information.
        If you have a test      Diagnostic test (x-ray, blood work)   30% coinsurance        50% coinsurance          Precertification may be required.
                                Imaging (CT/PET scans, MRIs)      30% coinsurance            50% coinsurance          Precertification may be required.
        If you need drugs to    Generic drugs                     30% coinsurance            Not covered              Up to 31-day supply retail pharmacy.
        treat your illness or                                     (retail)                                            Up to 90-day supply maintenance
        condition                                                 30% coinsurance                                     prescription drugs through mail order.
                                                                  (mail order)
        More information about   Brand drugs                      30% coinsurance            Not covered
        prescription drug                                         (retail)
        coverage is available at                                  30% coinsurance
        www.highmarkbcbs.com/                                     (mail order)
        find-a-doctor/#/drug.
        If you have outpatient   Facility fee (e.g., ambulatory surgery  30% coinsurance     50% coinsurance          Precertification may be required.
        surgery                 center)
                                Physician/surgeon fees            30% coinsurance            50% coinsurance          Precertification may be required.

                                                                                                                                                   2 of 9
   113   114   115   116   117   118   119   120   121   122   123