Page 17 - Tampa Bay Rays 2022 Flipbook
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Benefit                                                    Network                      Out-of-Network
                                                             Limit: 70 visits per benefit period combined with Physical Medicine
                                                                               and Speech Therapy
       Speech Therapy                                             70% after deductible         50% after deductible
                                                             Limit: 70 visits per benefit period combined with Physical Medicine
                                                                            and Occupational Therapy
       Spinal Manipulations                                       70% after deductible         50% after deductible
                                                                          Limit: 25 visits per benefit period
       Other Therapy Services (Cardiac Rehab, Infusion         70% after deductible            50% after deductible
       Therapy, Chemotherapy, Radiation Therapy, Respiratory
       Therapy and Dialysis)
                                                 Mental Health/Substance Abuse
       Inpatient                                               70% after deductible            50% after deductible
       Inpatient Detoxification/Rehabilitation
       Outpatient                                              70% after deductible            50% after deductible
       Autism                                                  70% after deductible            50% after deductible
                                                         Other Services
       Allergy Extracts and injections                            70% after deductible         50% after deductible
       Assisted Fertilization Procedures                                          Not Covered
       Dental Services Related to Accidental Injury               70% after deductible         50% after deductible
       Diagnostic Services                                        70% after deductible         50% after deductible
         Advanced Imaging (MRI, CAT, PET scan, etc.)
         Basic Diagnostic Services (standard imaging,             70% after deductible         50% after deductible
         diagnostic medical, lab/pathology, allergy testing)
       Durable Medical Equipment, Orthotics and                   70% after deductible         50% after deductible
       Prosthetics
       Hearing Care Services                                      70% after deductible         50% after deductible
                                                                       Limit: one hearing aid per ear per lifetime
       Home Health Care/Visiting Nurse                         70% after deductible            50% after deductible
                                                                          Limit: 100 visits per benefit period
       Home Infusion Therapy                                              70% after In Network deductible
       Hospice                                                            70% after In Network deductible
       Infertility Counseling, Testing and Treatment(3)        70% after deductible            50% after deductible
       Private Duty Nursing                                               70% after In Network deductible
                                                                      Limit: $20,000 maximum per benefit period
       Skilled Nursing Facility Care                           70% after deductible            50% after deductible
                                                                          Limit: 100 days per benefit period
       Transplant Services                                     70% after deductible            50% after deductible
       Precertification Requirements(4)                              Yes                              Yes
                                                                                           Failure to pre-certify will result in
                                                                                          benefits payable being reduced by
                                                                                                      $250
                                                        Prescription Drug
       Prescription Drug Deductible
       Individual/Family                                                 Integrated with medical deductible
       Prescription Drug Program(5)                                        Retail Drugs  (31-day supply)
       Defined by the National Plus Pharmacy Network - Not                 Plan pays 70% after deductible
       Physician Network. Prescriptions filled at a non-network
       pharmacy are not covered.                                Maintenance Drugs through Mail Order (90-day supply)
                                                                           Plan pays 70% after deductible
                                         Questions?  1-800-701-2324

      (1)  Your group's benefit period is based on a Calendar Year which runs from January 1 to December 31.
      (2)  The Network Total Maximum Out-of-Pocket (TMOOP) is mandated by the federal government, TMOOP must include deductible, coinsurance, copays, prescription drug cost share and any qualified medical
         expense.
      (3)  Treatment includes coverage for the correction of a physical or medical problem associated with infertility.  Infertility drug therapy may or may not be covered depending on your group’s prescription drug
         program.
      (4)  BCBS Medical Management & Policy (MM&P) must be contacted prior to a planned inpatient admission or within 48 hours of an emergency or maternity-related inpatient admission.  Be sure to verify that
         your provider is contacting MM&P for precertification.  If not, you are responsible for contacting MM&P.  If this does not occur and it is later determined that all or part of the inpatient stay was not medically
         necessary or appropriate, you will be responsible for payment of any costs not covered.
      (5)  Prescriptions are covered as long as they are listed on the prescription drug formulary applicable to your plan. To obtain a prescription medication that is not included on this formulary, your provider must
         complete the 'Prescription Drug Medication Request Form' and return it to the Pharmacy Affairs Department for clinical review. Under the mandatory generic provision, you are responsible for the payment
         differential when a generic drug is available and you or your provider specifies a brand name drug.  Your payment is the price difference between the brand name drug and the generic drug in addition to the
         brand name drug copayment or coinsurance amounts, which may apply.
      (6)  Services are provided for acute care for minor illnesses. Services must be performed by a Highmark approved telemedicine provider. Virtual Behavioral Health visits provided by a Highmark approved
         telemedicine provider are eligible under the Outpatient Mental Health benefit.

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