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Medical Plans At-A-Glance



        HMO 2: UnitedHealthCare Advantage HMO Gold


        Medical & Prescription Drug Coverage

        Please refer to your Summary Plan Description for specific details.

                         HMO                                             UnitedHealthCare
                                                                       Advantage HMO Gold
           DEDUCTIBLE                                              $250/Individual & $500/Family

           Annual Out-of-Pocket Maximum                          $6,000/Individual & $12,000/Family
           Lifetime Maximum                                                  Unlimited
           OUTPATIENT SERVICES

           Office Visit                                                 $30 per Visit for PCP
                                                                      $60 per Visit for Specialist
           Preventive Care                                                   No Charge

           Well-Baby & Well Child Care                                       No Charge
           Diagnostic Lab & X-Ray                                       Lab: $30, X-Ray: $30

           Durable Medical Equipment                                     $50 copay per item
           Outpatient Surgery – Hospital       20% co-ins for facility, 20% co-ins for physician/surgeon fee after deductible
           MATERNITY CARE SERVICES

           Pre-Natal Maternity                                               No Charge
           Delivery and Inpatient Services                        20% co-insurance after deductible

           INPATIENT SERVICES
           Hospitalization                                        20% co-insurance after deductible
           EMERGENCY SERVICES

           Emergency Room                                           $500 Copay after  deductible
           Ambulance                                              $100 copay/trip Deductible waived


                                                        Retail Pharmacy                       Mail-Order
           PRESCRIPTION DRUGS
                                                        (up to 30 days)                     (up to 90 days)
           Generic                                            $15                                $30

           Brand – Formulary                     $40 after $250  Drug deductible     $80 after $250  Drug deductible
           Brand – Non-Formulary                 $80 after $250 Drug deductible     $160 after $250  Drug deductible














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