Page 2 - Heritage Oaks_Benefit Guide 7-1-2020_Revised 09-25-2020
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Our employees are our





                                          most valuable asset.










         Heritage Oaks is committed to a comprehensive benefit program that helps our employees stay
         healthy and feel secure while maintaining a quality work/life balance.

         Heritage Oaks is pleased to offer our full-time employees three United Healthcare major medical
         plan options and three Pan American plan options with that offers Unlimited annual preventative
         care benefits with NO out of pocket costs.

         Heritage  Oaks  pays  a  major  portion  of  the  employees  cost  for  any  of  the  medical  options  you
         choose.

         Please retain a copy of this guide in order to review coverage benefits, cost information, and retain
         necessary contact information. This booklet will not serve as an ID card or verification of benefits at
         a provider’s office, but can provide assistance if needed. Refer to page 22 for instructions on how
         to enroll in benefits. For additional contact numbers and information please refer to page 21.





                                               www.ifcbenefitsolutions.com














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