Page 4 - 2021 TMED Benefit Guide
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Medical Options:




         Blue Cross Blue Shield



           Per Pay Period            Core        Buy-Up                    Dependent Information
           Bi-Weekly 2021
                                                             Monitoring Concepts offers employees the opportunity
           Employee Only            $ 48.12      $ 91.51
                                                             to cover their dependent children. Children can join or
           Employee + Spouse        $144.38      $221.15     remain on a parent’s medical plan until age 26.
           Employee + Child(ren)    $157.04      $254.19     When a child turns 26, they will lose medical coverage
                                                             on the last day of their birth month.
           Employee + Family        $253.29      $366.04


                                                      PPO Core Plan                       PPO Buy-Up Plan
              In-Network Benefits                     $3,000 Deductible                    $1,500 Deductible
                                                In and OUT of Network Coverage       In and OUT of Network Coverage

          Calendar Year Deductible (CYD)             Individual: $3,000                   Individual: $1,500
          January 1st to December 31st                Family: $9,000                       Family: $4,500
          Coinsurance                            Carrier 90% / Member 10%             Carrier 100% / Member 0%

          Out of Pocket Maximum:                     Individual: $7,900                   Individual: $4,500
          (Includes CYD, Copays, Co-Ins)              Family: $15,800                      Family: $13,500
          Office Visit  - PCP                           $30 Copay                            $30 Copay

          Office Visit—Specialist                       $60 Copay                                        $60 Copay

          Telemedicine 24/7 (MDLive)                    $30 Copay                            $30 Copay

          COVID-19 Coverage (during  COVID    Paid 100% for Testing & Vaccine      Paid 100% for Testing & Vaccine
          pandemic)

          Preventive Care                             Covered 100%                         Covered 100%
          Lab Work & X-Rays (Basic)                   Covered 100%                         Covered 100%


          (Imaging) MRI’s, CT, PET                    10% After CYD                    Covered 100% After CYD

          Urgent Care                                   $75 Copay                            $75 Copay

          Emergency Room                      $500 Copay, plus 10% After CYD           $500 Copay, After CYD


          Hospitalization (Inpatient)                 10% After CYD                    Covered 100% After CYD
                                                                                         ef
                                                  Preferred Generic:$0/$10                                  erred Generic:$0/$10
                                                                                        r
                                                                                       P
          IN-NETWORK                           Non-Preferred Generic:$20/$30        Non-Preferred Generic:$20/$30
          Participating Pharmacies / Non       Preferred Name Brand: $50/$70        Preferred Name Brand: $50/$70
          Participating Pharmacies            Non-Preferred Brand: $100/$120       Non-Preferred Brand: $100/$120
          Prescription Drugs 30 Day Supply Mail   Specialty Preferred:$150             Specialty Preferred:$150
          Order 3 X the retail Participation copay
                                                Specialty Non Preferred:$250         Specialty Non Preferred:$250




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