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Preventive Care Coverage
One of the most valuable benefits included with your benefit package is preventive care which covers 100% of
eligible preventive care costs when performed in-network through your Pan American MEC that has UNLIMITED
coverage. That means that you pay nothing out of pocket for access to a variety of medical screenings,
exams, and immunizations which may help reduce your risk of developing health conditions in the future and
avoid expensive treatment down the road.
Understanding Preventive Care:
Preventive care is the first step in knowing how healthy you are. The goal is to “prevent” a serious health
condition by detecting problems early on. Preventive care includes screenings, tests, medicines and
counseling performed or prescribed by your doctor or other health care providers to test for conditions
which may develop even when you don’t have signs or symptoms of an injury or illness. Your provider is able
Why is Preventive Care Important:
• Detection of health conditions early when they are more easily treatable
• Identification of potential risks to your future health
• Provide adults with immunizations for illnesses such as influenza and pneumonia, as well as booster shots and
Examples of Covered Preventive Services for Examples of Additional Covered Preventive
Adults: Services for Women:
• Immunizations • Immunizations
• Wellness exams including Lab/X-ray • Well-Woman Visits
• Screenings for - Blood Pressure, Cholesterol, • Contraception (FDA approved and ACA required
Depression, Hepatitis contraceptive methods, sterilization procedures and
patient education and counseling)
• Counseling for - Alcohol Misuse, Diet, Obesity,
Tobacco Use • Screenings for - Breast Cancer (mammography every
1 to 2 years for women over 40), Cervical Cancer,
Examples of Covered Preventive Services for Gestational diabetes, Human Papillomavirus (HPV)
Children:
• Immunizations IMPORTANT! Are Preventive Care Services
covered only when performed in-network?
• Wellness exams including Lab/X-ray
• Screenings and assessments for—Alcohol and UNITED HEALTHCARE—Provides FULL unlimited ACA
drug use (for adolescents), Autism (for children at mandated annual exams, testing, screenings, Rx.
18 and 24 months), Behavioral Issues, Depression, HEALTHCARE2U and Pan American – Provides
Blood Pressure, Developmental (screening for Annual Check up, Testing, Wellness through your
children under age 3, and surveillance Primary Care Direct Doctor and Specialist through
throughout childhood) Pan American.
Note: For information on what the plans cover, please
see the benefit summaries for more details.
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