Page 3 - Benefit Guide_Heritage School 2020_Revised 9-25-2020
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Important Information





                                         Who is Eligible?


                                         If you are a full-time employee working a minimum of 30 hours
                                         per week, you are eligible to enroll in the benefits described in
                                         this guide.  Eligibility starts the first of the month  following date
                                         of  hire.  Family  members  are  eligible  for  all  lines  of  coverage
                                         (see benefit page for dependent children age requirements).





         When to Enroll

         All employees are required to complete their open enrollment form
         and  provide  your  signed  copy  to  Maegan  Marshall  upon
         completion.    Open  Enrollment  this  year  is  in  May  for  a  June  1st
         effective date.
         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights,
         please refer to page 20.





                                                      LAW TO HAVE HEALTH INSURANCE

                                                      Individuals  are  still  required  to  have  medical  unless  you
                                                      have qualified waivers as mandated by current law. The
                                                      penalty  fine  for  not  having  coverage  ends  January  1,
                                                      2019.





















              Please note that the medical plans offered by Heritage School of Texas exceed the

             minimum  value standard for health coverage according to the Affordable Care Act.


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