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Housing Options                                                                                                                               Exercise: Estimating Transportation

        There are many different types of housing in which you may live. Some types of housing are more   Transportation Options                      Expenses
        affordable than others, and certain types of housing have advantages over others. Here is a list of   Here are some of most common forms of
        different housing choices and a few things to consider about each:                               transportation, along with the good and bad   How much will it cost you to get around this
                                                                                                         features of each:                            month? Estimate your transportation expenses
         Types of Housing    Things to Consider                                                          Car:                                         for the month, then track the actual cost and see
         Shelters                ƒ Low to no costs                    ƒ Not available in every area        Pros:  Flexible- you can go at any time, can   how you did.

                                 ƒ Little privacy                     ƒ Can fill up quickly                carry more people                           Expense              Estimated  Actual
                                 ƒ Short term only                                                         Cons: Purchase cost, maintenance, gas,                           Cost Per    Cost Per
         Public Housing          ƒ Low cost – based on income         ƒ Longer term                        parking                                                          Month       Month
                                                                                                         Public Transportation: (bus, subway, train)   Car
                                 ƒ You need to apply                  ƒ Need to prove eligibility          Pros:  Fixed costs, most are on time, no    car payment
                                 ƒ You may not be eligible based on    (income level, identity, etc.)      maintenance, no parking                     gas
                                 your past crimes                                                          Cons: Fixed hours, limited space, may take   insurance
                                                                                                           longer, extra stops
         Low Income or           ƒ Cost is set at a lower rate        ƒ More affordable option for       Ride Share: (With a friend or coworker, or    license plates/tax
         Rent Controlled         ƒ Cost is set for a period of time    medium to low income              ride service)                                 maintenance (oil

         Renting                 ƒ No state/city support on cost      ƒ Maintained by landlord             Pros:  Lower costs, no extra costs          change, tires, etc.)
         (home /apartment)       ƒ Moderate costs                     ƒ No control over rent increases     Cons: Less flexible, can be unreliable, safety   parking
                                                                                                           concerns
                                 ƒ Requires a deposit and down-       ƒ You do not own the home/         Walking or riding a bike:                     tolls
                                 payment                               apartment                           Pros:  Low costs, exercise                  Public
                                                                                                           Cons: May take longer, you need to be in shape,   transportation
                                     Other Living Arrangements                                             you may get sweaty  or tired.               fares to/from work

          You may find yourself in a position in your life when you are not living on your own. Some                                                   fares for errands
          other types of living arrangements can include:                                                Public                                        Other
             ƒ  Roommates                                                                                Transportation                                Total
             ƒ  Living with family                                                                       Using public                                  ƒ Does the schedule of operation match my needs?
             ƒ  Living with a friend or acquaintance                                                     transportation will depend on what is        ƒ Do all systems operate late at night or early in

             ƒ  Living out of your car                                                                   available where you live. If you live in the   the morning?
             ƒ  Living in a shelter                                                                      city, you will have more choices. Metro
          It is important not to get depressed about these situations. Set short-term goals that will help you to   systems run through the city as bus lines,     ƒ What is the cost of a pass to ride?
          grow into a situation where you are in public housing, or renting. This will allow you to have a perma-  subways, or commuter trains. Ask yourself     ƒ How long will it take me to get to work?
          nent address. Having a permanent address will help you when you look for a job, get identification   the following questions about public
          cards, and open bank accounts.                                                                 transportation:
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