Page 13 - Burke Hospital 2022 Benefits Summary

Short and Long-Term Disability
Administered by First Reliance Standard Insurance Co.
Disability insurance provides income if you become disabled due to an injury or illness. Burke provides full-time employees with short and long-term disability income benefits. In accordance with the law, both the employer and the employee are required to contribute towards their New York State short-term disability benefit. Burke will continue to pay the full cost of long-term disability coverage in 2022. You will not be eligible to receive disability benefits if you are receiving workers compensation benefits.
Burke will continue to pay the full cost of long-term disability coverage in 2022.
Disability Coverage
Short-Term
Long-Term
Benefits Begin
1 week after disability starts
After 180 days
Benefits Payable
$170 weekly maximum
$8,000 monthly maximum (Depending on your annual salary)
% Of Income Replaced
50%
70%
Benefits Duration
26 weeks
To age 65/67 (must be totally disabled)
Voluntary Short-Term Disability Insurance
Administered by First Reliance Standard Insurance Co.
Meeting your basic living expenses can be a real
challenge if you become disabled. Your options may
be limited to personal savings, spousal income, and
possibly Social Security. Disability insurance provides $25 protection for your most valuable asset — your ability 3/6 to earn an income. Burke is providing their employees
the ability to purchase additional Short-Term Disability
insurance. You will be responsible for paying the full
cost through payroll deductions. This is a great way to
enhance your income due to an unexpected disability.
Voluntary Short-Term Disability Insurance
Benefits Begin
Benefits Payable
% Of Income Replaced
Benefit Duration
Minimum Benefits
Preexisting Conditions*
14 days after disability starts $1,250 weekly maximum 60%
25 weeks
* Payment might be impacted by pre-existing conditions 3 months prior to your effective date or 6 months after
2022 Benefits Summary Hospital 13