Page 5 - allstate-motorcycle-insurance-made-simple

Your Declarations Page (continued)

Policy period. When you pay your
premium by the due date, your policy
automatically continues for the time period
shown, usually 12 months.

Allstate Property and Casualty Insurance Company

Motorcycle Insurance
Policy Declarations Total premium.
Each motorcycle
Summary
you insure has its
NAMED INSURED(S) YOUR ALLSTATE AGENT IS YOUR BILL own premium
John A Sample Sample A Sample will arrive in a separate
123 West Street (123) 456-7890 mailing if you haven’t paid amount. This total
3) 456-7890
yo
Anywhere USA 12345-1234 your premium in full.
1 3 Wes
123 West Street is for all the listed
Rider(s) listed and Anywhere USA 12345
here U
motorcycle(s) POLICY NUMBER POLICY PERIOD motorcycles for the
CY PERIOD
ER

2010

12:0

01/01

1 23 456789 01/01 Mar. 12, 2010 to Mar. 12, 2011 at 12:01 a.m. standard time policy period.
m. stand

covered. This shows
LISTE
DRIVER(S) LISTED DRIVER(S) EXCLUDED
S)
the named insured John None
and motorcycle(s) VEHICLES COVERED VEHICLE ID NUMBER LIENHOLDER
VE
UMBER
COVE
LDER
No
uzuki G
2345E 7890
1
listed on this 1. 04 Suzuki Gsx-R600 1ABCD12345E678901 None
insurance policy. Total Premium Premium
Premium for 04 Suzuki Gsx-R60004 Suzu 600 $344.18844
Premium for Additional Coverages tional Co s $266.04$266.04
TOTAL $610.22 Coverage limits.
Allstate Property and Casualty Insurance Company
This shows the
Policy Number : 9 22 058120 03/12
Your Agent: Sample A Sample
Your total premium reflects a combined discount of $261.50
Policy Effective Date: Mar. 12, 2010 (123) 456-7890 maximum limit
Coverages. If you Your total premium reflects a combined surcharge of $52.51
have more than one Your Policy Effective Date is Mar. 12, 2010 Allstate will pay
COVERAGE FOR VEHICLE #1
motorcycle, the Your premium reflects the Silver Protection Package for each covered
2004 Suzuki Gsx-R600
coverages will be COVERAGE LIMITS DEDUCTIBLE PREMIUM accident*, for each
listed on separate Motorcycle Liablity Insurance Not Applicable $257.04 type of coverage.
Bodily Injury $20,000 each person
pages for each $40,000 each accident For more about
motorcycle. (Passenger Liability Coverage is included) limits, see page 14
Property Damage $15,000 each accident Not Apllicable
of this guide.
For more about coverages, Motorcycle Medical Payments $1,000 each accident Not Applicable $87.14
see pages 6-12 of this
Total Premium for 04 Suzuki Gsx-R600 $344.18
guide.
DISCOUNTS Your premium for this vehicle reflects the following discounts:
Multiple Policy Deductibles.
This shows how
SURCHARGES Your premium for this vehicle reflects the following surcharges:
Merit Rating much you will
RATING INFORMATION pay out of pocket
This vehicle is a motorcycle with an engine displacement of 599 cubic centimeters for damage to
Discounts. Any your motorcycle
discounts you may for each covered
have received are accident.*
listed here.
For more about
deductibles, see page
13 of this guide.
Sample of an Allstate Policy Declarations
* What does “covered accident” mean?
It’s an insurance term that means an accident that falls within the bounds of the policy.

Throughout the rest of this guide, when we refer to an accident, we assume it is a
covered accident.
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