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Your Declarations Page

Location of property.
This shows the address
of the insured residence.

Policy period.
Renters policies Total Premium.
typically cover a This is the amount
one-year period. you pay, whether
Pay your premium in full or by
by the due date, installment, for
and your policy your property’s
automatically insurance
continues for the protection for a
time period shown. one-year policy
period and
includes all the
coverages you
have selected.

Coverages. Limits of liability.
This shows all the This shows the
coverages you have Policy Number: 0 03 001234 09/01 Your Agent: Sample A. Sample (123) 456-7890 maximum limit
For Premium Period Beginning: Sep. 1 2010
as part of your Allstate will pay
for each covered
renters insurance. COVERAGE AND APPLICABLE DEDUCTIBLES LIMITS OF LIABILITY
(See Policy for ApplicableTerms,Conditions and Exclusions)
loss.*
For more about coverages, Personal Property Protection - Reimbursement Provision $70,200
•
see pages 4-13 of this $250 All Peril Deductible Applies For more about
Additional Living Expense Up to 12 Months limits, see page 7
guide.
Family Liability Protection $100,000 each occurrence of this guide.
Guest Medical Protection $1,000 each person
Extended Coverage on Jewelry, Watches and Furs $10,000 per occurrence
• $250 All Peril Deductible Applies $2,500 per item
Deductibles. DISCOUNTS Your premium re!ects the following discounts on applicable coverage(s): 20 % Personal
Protective Device
Home and Auto
5 %
A deductible is the
RATING INFORMATION Property. This
amount you pay out The dwelling is of Fire Resistive construction and is occupied by 16 families
shows whether
of pocket when you
you’ve chosen
file a claim for a Actual Cash
covered loss*. Your Discounts. Value or the
policy’s deductibles Any discounts Reimbursement
will be shown under you may have
each coverage. received are Provision.
listed here. See page 8 for
For more about more information.
deductibles, see
page 9 of this guide.
Sample of an Allstate
Renters Policy Declarations
*What does “covered loss” mean?
It’s an insurance term that means a loss that falls within the bounds of the policy.
Throughout this guide, when we refer to a loss, we assume it is a covered loss.

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