Page 5 - Allstate Home Owners
P. 5

Your Declarations Page (continued)















                                              Homeowners
                                           Policy Declarations                 Location of

                               Summary                                         property. This
                               NAMED INSURED(S)  YOUR ALLSTATE AGENT IS:  CONTACT YOUR AGENT AT:  shows the address
                               Jane A Sample  Sample A Sample  (123) 456-7890
          Policy period.       123 West Street  123 West Street                of the insured
                               Anywhere USA 12345-1234
                                             Anywhere USA 12345
          Home policies        POLICY NUMBER  POLICY PERIOD  PREMIUM PERIOD    property.
          typically cover a    0 03 001234 09/01  Begins on Sep. 1  Sep. 1 to Sep. 1
                                                           at 12:01 A.M. standard time
                                             at 12:01 A.M. standard time,
                                             with no fixed date of expiration
          one-year period.
                               LOCATION OF PROPERTY INSURED
                               123 West Street, Anywhere, USA 12345-1234
                               Total Premium for the Premium Period  (Your bill will be mailed separately)
                               Premium for Property Insured  $908.00
                               TOTAL                   $908.00
                               Your policy change(s) are effective as of Feb. 2
                                                                                 Limits of liability.
          Coverages. This                                                        This shows the
          shows all the                                                          maximum limit
          coverages you have                                                     Allstate will pay
          as part of your                                                        for each covered
          homeowners                                                             loss.*
          insurance.
                                                                                 For more about
          For more about coverages,                                              limits, see page 10
          see pages 6-16 of this                                                 of this brochure.
          brochure.


          Deductibles.                                                           Discounts.
          A deductible is the                                                    Any discounts
          amount you pay out                                                     you may have
          of pocket when you                                                     received are
          file a claim for a                                                     listed here.
          covered loss.* Your
          policy’s deductibles
          will be shown under
          each coverage.
          For more about
          deductibles, see page 12
          of this brochure.
                                 Sample of an Allstate Homeowners Policy Declarations




                    * What does “covered loss” mean?
                     It’s an insurance term that means a loss or damage that falls within the bounds of
                     the policy. Throughout the rest of this brochure, when we refer to a loss or accident,
                     we assume it is a covered loss.
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