Page 3 - AAG Wholesale Booklet

We Believe in Better

At American Advisors Group (AAG), we strive to deliver the most considerate solutions and personalized service to
our borrowers—all in an effort to help older adults enjoy the retirement they deserve. As the leading HECM lender
in the nation, AAG has helped thousands of older adults achieve a better retirement.

With exclusive access to innovative products, the industry’s most qualified professionals, and solutions to build
your practice, AAG can be your competitive advantage as more of the families you serve turn to home equity to
help improve their retirement. We believe that, together, we can make a positive difference for the millions of
Americans entering retirement each year.

Partner with Experience

The AAG Wholesale Division works closely with mortgage professionals, community bankers, credit unions, real
estate professionals, and retirement planners to help senior homeowners responsibly use their home equity. With
a trusted and well-recognized brand in the industry, proven tools and support, our mission is to attain the highest
level of borrower and professional partner satisfaction.

AAG offers a full suite of products, not just reverse, meaning you’ll be able to meet the differing retirement goals of
your clients. Due to our wealth of industry experience, not only as a company but also across our leadership team,
we know your pain-points and challenges. Let us help you take your business to the next level. We’re here to help!

Tabatha Addison Kimberly Smith Fraser Tod
VP, Wholesale SVP, Wholesale VP, Wholesale Strategy

With a passion for people and over 25 As senior vice president of wholesale After a career in the reverse mortgage
years of experience in leadership, sales lending, Kim is responsible for the business spanning 9 years, Fraser Tod
and professional development, Tabatha production and growth of AAG’s joined the team at AAG in November,
has traveled the world facilitating, wholesale division. Prior to joining AAG 2015. Moving to California from
coaching, and delivering training to a in January 2013, Kim was the executive England in 2006, Fraser started a
variety of audiences throughout Europe, vice president of sales at Generation career in the mortgage business. He
Asia Pacific, and Northern America. Mortgage where she oversaw all sales soon saw the light and moved to
Engagement, alignment, innovation, operations for the top five reverse the Reverse Mortgage industry with
performance, and trust are at the heart mortgage lenders. Kim began her career Financial Freedom in 2007 as a National
of what makes Tabatha Addison shine. in the reverse mortgage industry in 2004 Account Executive. In 2008 he moved
Tabatha’s mortgage experience began working for Financial Freedom where to Liberty/Genworth as a key member
back in 2003 when she was hired to start she was quickly promoted to western in developing their wholesale division.
up the Wholesale Sales and Leadership regional manager of wholesale sales. He became the Wholesale Inside Sales
training division for NovaStar Mortgage. She then went on to serve as senior Leader and while growing the sales
After establishing an industry leading vice president of wholesale lending for team, developed new business channels
training division which supported One Reverse Mortgage. Kim graduated and expanded the company’s market
over 400+ sales professionals she was magna cum laude from California share. After several successful years
promoted to regional vice president of Polytechnic State University, San in that position his role expanded to
sales taking over the top two divisions in Luis Obispo, with a major in business include Wholesale Production Support
Southern California. Tabatha entered the administration and minor in economics. and Wholesale Strategy, helping to
HECM space in 2013 joining AAG to start diversify the business. Fraser has a MBA
up the now thriving Wholesale Division. from Pepperdine with an emphasis in
leadership. He lives in Orange County
where he has a growing family but still
finds some time to play soccer and cycle.