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RETIREMENT REALITIES:

Nearly 90% of adults 50+ want to 1 in 3 Americans have Seniors have over
age safely in their homes $0 saved for retirement $11 trillion in home equity
– Capital Caring Health 1 – Go Banking Rates 2 – NRMLA 3

For many homeowners, their home is their greatest asset. They may need access to additional funds in
order to supplement health insurance or cover expenses like in-home care.

At AAG, we offer home equity solutions like Home Equity Conversion Mortgages (HECMs), commonly
known as reverse mortgage loans, that allow homeowners to put their equity to work. Loan proceeds
are tax-free and can be used to cover the cost of medical and non-medical care needs.

More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase, and
jumbo reverse for purchase loans.

1 https://www.globenewswire.com/news-release/2021/05/10/2226492/0/en/NEARLY-90-OF-AMERICANS-AGE-50-AND-OLDER-
WANT-TO-AGE-IN-PLACE.html
² https://www.gobankingrates.com/retirement/1-3-americans-0-saved-retirement/
3 https://www.nrmlaonline.org/about/press-releases/senior-home-equity-exceeds-record-11-12-trillion

THE SENIOR CARE VALUE CYCLE:

Improved client Increased caregiver
retention and extended retention results
care allow for a higher in fewer hospital
rate of caregiver readmissions
retention

Additional funding Decreased hospital
options increase readmissions increase
client retention, client and caregiver
extended care, retention, allowing for
and new business extended services and
opportunities longevity of care

Increase business opportunities
with an additional funding solution:
Home Equity