Page 15 - COVERSURE CONFERENCE 2020 SPARTA PRODUCT FLYERS

Learner Driver Insurance What Is Covered

People who practice driving outside of their driving lessons • Accidental or malicious damage to the vehicle.
are more likely to pass their driving test quicker. This is • Fire or theft damage to the vehicle.
because learners have built up more confidence and are • Legal Liability for death or injury to any third party
more aware of their surroundings, purely through all • including passengers.
Legal liability for damage caused to other people’s
those additional hours of driving. property up to £20,000,000
• Emergency cover - Allowing an accompanying full
Cover that temporarily adds a Learner to someone else's licence holder to drive, if you get into difficulties.
car whilst removes a lot of the old barriers in relation to • Emergency cover only applies whilst the named
parent's being concerned about any negative effect on provisional licence holder remains as a passenger.

their own insurance, for example: losing their No Claims What is not Insured?
Discount.
• Personal Accident Benefits
With this new type of policy, it is a totally separate 'top up' • Personal Effects
policy and therefore removes those issues. More and • Windscreen / Glass Cover
more people are recognising that the more often you • Audio / stereo and navigation equipment (unless a
standard accessory to the vehicle)
practice, the more likely you are to pass your test. • Accidental Damage, fire or theft to the vehicle
when driving outside of the United Kingdom.
This is great news for Provisional Licence holders looking
to get some extra 'private' practice. With this new type of Eligibility
cover with Sparta Learner Driver you can get an immediate
online policy to drive a family or friends' car for fixed • Policy requires you to be supervised at all times by
periods of 28 days. a qualified driver who is aged 25 and under 72 with
a full UK or EU driving licence for over 3 years to
accompany you for tuition purposes only.